Aditya Birla Housing Finance Home Loan

Interest Rate starts from 9.15%
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Home Loan From Aditya Birla Housing Finance

ApnaLoanBazaar is here to help you choosing the best Bank for your Home Loan with high eligibility and lower EMI to fulfill your dream home
Interest Rate starts from
9.15 * %
Processing Fee
0.50% *
Loan Tenure
Upto 30 Years
Guarantor Requirement
No
Part-Payment
Nil
Pre-Closure Charges
Nil

About Aditya Birla Housing Finance

Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. Through our lending solutions, we enable our customers to own their dream home.

Highlights

Interest Rate (Monthly reducing balance): 13.00% to 19.00%
Processing Fees: 0.5% to 2.5% of Loan Amount
Loan Tenure: 1 year to 5 years
Pre-closure Charges: 4% of pre-closed amount
Guarantor Requirement: No guarantor required
Minimum income required: Rs.12,000 per month
Why Home Loan from ApnaLoanBazaar?
  • Exclusive and Leading retail finance services website in India
  • Compare and analyze the best loansuitable for your needs
  • Flexible loan tenure from 5 years to 30 years
  • Starts from ₹5,00,000
  • Max Loan upto ₹10,00,00,000
  • You can choose the low cost home loan as per your requirement
  • Various EMI Calculators and amortization tables to understand your loan repayment amount.
  • Quick and Easy Process
  • Online application with less paper work
  • Nil Charges for pre-closure of Loan amount
  • Expert advise on Loan documentation
  • Age Limits – 21-60 years
  • Repayment through ECS/Auto-debits/PDC
  • We support until the loan Closure

Required Documentation For Salaried Persons

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents

Required Documentation For Self Employed

  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents

Identity Proof For Home Loan

  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification

Age Proof For Home Loan

  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)

Address Proof For Home Loan

  • Passport
  • Telephone bill (BSNL/MTNL)
  • Electricity bill
  • Title deed of property
  • Rental agreement
  • Driving license
  • Election ID card
  • Photo-credit card (with last two month statements)

Income Proof For Home Loan

  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)

Job Continuity Proof For Home Loan

  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)

Banking History For Home Loan

  • Bank statements of latest 2 months
  • 3 months bank passbook

Property Related Documents For Home Loan

  • Min of 15 years of Link documents of Property/div>
  • Min 15 Years of Encumbrance Certificate (EC) of the property obtained from Govt. Authorities
  • Property Sanction plan
  • BRS/LRS copies (if required, any)

Home Loan Can Be Used For Many Purposes Like Below

For Construction of a New House

For Purchase of Dream Home

For Interiors of Home

Purchase of Open Land

To Buy an Apartment

Home Renovation

To Purchase a New Villa

Construction of Commercial Building

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