Apna Loan Bazaar Rating by Users


4.5 / 5 out of 1920 users


"Peaceful Loan disbursement and excellent Loan services."
- Punnam, Hydrabad
"Simple documentation, timely guidance helped me to get the desired loan amount, good support from Apna loan Bazaar."
- Pavan, Chennai
"Simple, convenient and fast services."
- Langrakar, Mumbai
"No time to roam out for home loans, team Apna Loan bazaar services are timely and accurate moves made me delight on my loan part, keep up the good work and maintain the relationship, I would suggest Apna Loan Bazaar for all your loan requirement."
- Akash Jadav, Amhedabad
"Never Imagined short time of processing of home loan through Apan Loan Bazaar."
- Bupesh Kumar Saxena, Bangalore
"Fast service, exact eligibility information, great effort of Apna Loan Bazaar made me proud House owner, i would like to thank Apna Loan Bazaar Team for a timely service."
-  Khirud Sonawal, Chennai
"Excellent loan services after loan disbursement, monthly EMI reminders and up to date loan outstanding is a really impressive thought and easy accessible of team upon requirement, wishing you all the best for future growth of Apna Loan Bazaar."
- Swapnil, TCS, Mumbai
"Timely loan service and upon follow-ups on free time and convenient approach of the team made ease of my loan disbursement."
- Amarender Reddy, Hyderabad
"I will recommend Apna Loan Bazaar for all loan requirements for its expert services on the field."
- Nidhi Gupta, Delhi
"Availed best interest rate from the bank on my personal loan application with the help of Apna Loan Bazaar, I can recommend this website for loan services."
- YHS Srinivas, Vizag
      Why Apna Loan Bazaar?
  * Multuple loan offers from different bank
    with a Single click

  * Assured  hassle  free  loan process  with
    Apna Loan Bazaar

  * Industry Best Real time eligibility

  * Dedicated Relationship  officer for each
    loan application for smooth process

  * Complete free Loan Assistance/
    guidance throughout loan tenor

  * Lowest possible rate of interest for each
    loan application with Apna Loan Bazaar

      Choose Loan offers from

       www.apnaloanbazaar.com certified
       Safety For your Privacy and Security
TRUSTe Certified Privacy Seal  
Why Business Loans ?

Owning a business is an exciting journey. When starting off there are many odds and ends to be met, once the business is set things will begin to takeoff. However nothing is possible in the business world without the right financing. Many business owners will review the financing options available to them, Business Loans are the best suitable for kind of your requirements.

As a small business owner, your most difficult task is finding the money to operate your business. Taking the necessary steps to prepare for a small business loan can minimize the difficulty.

Learn what you need to know to clinch the loan deal.

You can get a loan for your business by proper preparation. The main requirements of attaining a business loan are your personal credit history, business plan, experience, education, and feasibility of the business you are expanding.

The most important task to obtain a business loan is to improve the business. The business plan needs to show the lender that providing you with a business loan is a low-risk proposition. Your business plan must answer the questions a lending institution would ask for following.

How much money do you need for your business?

Estimate the plan for business expansion or requirement of your business, it should be for the business growth. Most of the young entrepreneurs in recent a days, wisely using the unsecured business loans from the banks to the their business growth. A small business loan with the clear repayment will ease your chances to have working capital limits with Banks.

Purpose of Business Loans?

You should be prepared the purpose why you require business loans, by nature business loans are costlier than the regular working capital facilities, and improper utilisation of the business loan will damage your future cash flows, which will lead to a bad credit history. To avoid this, proper planning to be must before availing a business loan with the banks/financial institutions.

Tenor of your business loan?

Generally business loans will be provided for min of 12 months to maximum of 48 months. You need to decide the tenor based on your repayment/cash flows capability, the higher loan amount will cause you for higher repayment tenor and EMI.

What will you do if you don't get the loan?

Let lenders know that rejection will not discourage you from starting or growing your business. You want to portray a confident and determined personality and you will not try lender after lender until you receive the money you need to get your business moving.

As a business owner, you will need a certain degree of fortitude. Be confident and proud of your venture. Let lenders know you are in control and know what's best for you and your business. Understand that lending institutions need to make loans. But if you don't get one, don't get discouraged. Ask the lender why you didn't get the business loan. Learn from the answer, rectify and move on for other lenders.

Who are Eligible:


Following entities are eligible for Business Loans:


    1. The Entities with business vintage minimum of 3 years
    2. Proprietorship/Partnership, Private Limited and Public Limited Companies.


All the entities with the above two and also having minimum turnover of Rs. 1.5 Cr can eligible for a Business Loans, and applicant should fulfil Bank/Financial Institute eligibility criteria.


Business Loan Documentation:


Entity Proof:


    1. Pan Card of Entity
    2. VAT/Service Tax Registrations
    3. MOA, AOA (for Private and Public Limited Companies), Partnership deed for Partnership entity
    4. Bank Statement of Last 6 or 12 months


Address Proof: (Anyone of the below)


    1. Telephone bill (any Landline bill)
    2. Electricity bill
    3. Title deed of property
    4. Rental agreement
    5. Bank Statement /CA Certificate confirming the Address of Entity


Banking History: (Anyone of the below)


    1. Overdraft/Cash Credit Account Bank statements of latest 12 months (if Any)
    2. Last 6 months Bank Statement of Current Account.
    3. All other Vehicle/consumer/Business Loan repayment track.


Financial Information about the Entity:


    1. Last 2 Year's Income Tax Returns     2. Last 2 Year's Certified Financial Statements Duly Certified by CA
    3. Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
    4. Any Other Income Proof That is Not Reflected in the Above Documents


Apart from these, promoter (s) or Directors minimum KYC (Pan Card, Address Proof) details need to furnish by the applicant.