Apna Loan Bazaar Rating by Users


4.5 / 5 out of 1920 users


"Peaceful Loan disbursement and excellent Loan services."
- Punnam, Hydrabad
"Simple documentation, timely guidance helped me to get the desired loan amount, good support from Apna loan Bazaar."
- Pavan, Chennai
"Simple, convenient and fast services."
- Langrakar, Mumbai
"No time to roam out for home loans, team Apna Loan bazaar services are timely and accurate moves made me delight on my loan part, keep up the good work and maintain the relationship, I would suggest Apna Loan Bazaar for all your loan requirement."
- Akash Jadav, Amhedabad
"Never Imagined short time of processing of home loan through Apan Loan Bazaar."
- Bupesh Kumar Saxena, Bangalore
"Fast service, exact eligibility information, great effort of Apna Loan Bazaar made me proud House owner, i would like to thank Apna Loan Bazaar Team for a timely service."
-  Khirud Sonawal, Chennai
"Excellent loan services after loan disbursement, monthly EMI reminders and up to date loan outstanding is a really impressive thought and easy accessible of team upon requirement, wishing you all the best for future growth of Apna Loan Bazaar."
- Swapnil, TCS, Mumbai
"Timely loan service and upon follow-ups on free time and convenient approach of the team made ease of my loan disbursement."
- Amarender Reddy, Hyderabad
"I will recommend Apna Loan Bazaar for all loan requirements for its expert services on the field."
- Nidhi Gupta, Delhi
"Availed best interest rate from the bank on my personal loan application with the help of Apna Loan Bazaar, I can recommend this website for loan services."
- YHS Srinivas, Vizag
      Why Apna Loan Bazaar?
  * Multuple loan offers from different bank
    with a Single click

  * Assured  hassle  free  loan process  with
    Apna Loan Bazaar

  * Industry Best Real time eligibility

  * Dedicated Relationship  officer for each
    loan application for smooth process

  * Complete free Loan Assistance/
    guidance throughout loan tenor

  * Lowest possible rate of interest for each
    loan application with Apna Loan Bazaar

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Why Credit Card?

Purchase Power and Ease of Purchase – Cards are accepted in millions of outlets in countries around the world, making them a truly global method of payment. Credit cards can make it easier to buy things. If you don't like to carry large amounts of cash with you or if a company doesn't accept cash purchases (for example most airlines, hotels, and car rental agencies), putting purchases on a credit card can make buying things easier.

Instant cash- Cash advances are quick and convenient, putting cash in your hand when you need it.

Purchase Protection - Using a credit card can help you track your expenses and avoid fraud. Keep your receipts, check them against your monthly statement, and notify your card company right away if you spot any errors. Report suspicious charges or a missing card by calling the emergency number on the back of your statement. In most cases, you won’t be held responsible for any charges if your card has been stolen.
Check with your card issuer about damage protection. Some cards provide protection if you buy merchandise that turns out to be defective. If you are unable to resolve the problem with the merchant, you may not be charged for the item.

Building a Credit Line - Having a good credit history is often important, not only when applying for credit cards, but also when applying for things such as Home loans, Car Loans and any other consumer loans etc., now a days even for some jobs. Having a credit card and using it wisely (making payments on time and in full each month) will help you build a good credit history.

Emergencies - Credit cards can also be useful in times of emergency. While you should avoid spending outside your budget, sometimes emergencies (such as your car breaking down or flood or fire or any sudden health issues) may require urgent money, which can be made available with the credit card.

Reap the rewards - Credit cards offer you all kinds of extras that cash doesn’t. Depending on your card, you may earn one or more of the following rewards:

    a. Air miles
    b. Cash back on everyday purchases, including gas and groceries
    c. Discounts on purchases with retail partners

Balance Transfer - Many credit card companies offer low introductory interest rates. These offers allow you to move balances to lower-rate cards. Teaser rates--Low introductory rates may be an attractive option, but they last only for a limited time.

Flexible credit - Most options offer an interest-free period of up to 59 days from the date of the transaction (except for cash advances). If you repay your balance in full each month then you can use the interest-free period to your advantage, thus avoiding interest charges.

Credit Card Benefits - In addition to the benefits listed above, some credit cards offer additional benefits, such as discounts from particular stores or companies. Some cards even offer incentives to spend, such as cash back, loyalty points, which means you could actually make money from your credit card. These are only worthwhile if you pay your bill in full – otherwise the interest you’ll be charged will be more than the value of the rewards.

But it’s important to remember that a credit card is a type of loan. When you spend on a credit card you are essentially borrowing money – and if your debts get out of hand you could end up in big trouble.




Following individuals are eligible for personal loan who is having min Salary of 15000 Per month:
    1. Salaried employees
    2. Self employed professionals
    3. Self-employed individuals
    4. Entrepreneurs and business owners


Person should citizen of India and must be above 21 years of age to avail Credit Card. The maximum Age limit should be 55 years.


Required documents/KYC documents to apply for Credit card:


    1. Signed Application form
    2. Two Passport Size Photos
    3. Photo ID - Applicant and Co-Applicant (Any one of the following)
          •   PAN
          •   Passport
          •   Driving License
          •   Voters ID
          •   Employee ID
          •   Photo ID issued by the Central Govt. or State Govt.
          •   Bankers Verification/ Bank Passbook with photograph of account holder attested by bank
    4. Residence Proof – Applicant (Any one of the following)
          •   Passport With Address
          •   Bank Statement With Address
          •   Driver's License with Address
          •   Utility Bill (Not older than 3 months)
          •   Telephone Bill (Not older than 3 months) Ration education
          •   Ration education
          •   Voter's ID
    5. Last 3 Months Bank statement
    6. Income Proof of Co-Applicant
        In case of Salaried Employee (All the following)
          •   Latest 3 Salary Slips or Salary Certificate on Employer's Letterhead
          •   Last 2 year's Form 16 from Employer or Last 2 Year's Income Tax Returns
          •   Any Other Income Proof That is Not Reflected in the Above Documents