Apna Loan Bazaar Rating by Users
          

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4.5 / 5 out of 1920 users

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      Testimonials
"Peaceful Loan disbursement and excellent Loan services."
- Punnam, Hydrabad
"Simple documentation, timely guidance helped me to get the desired loan amount, good support from Apna loan Bazaar."
- Pavan, Chennai
"Simple, convenient and fast services."
- Langrakar, Mumbai
"No time to roam out for home loans, team Apna Loan bazaar services are timely and accurate moves made me delight on my loan part, keep up the good work and maintain the relationship, I would suggest Apna Loan Bazaar for all your loan requirement."
- Akash Jadav, Amhedabad
"Never Imagined short time of processing of home loan through Apan Loan Bazaar."
- Bupesh Kumar Saxena, Bangalore
"Fast service, exact eligibility information, great effort of Apna Loan Bazaar made me proud House owner, i would like to thank Apna Loan Bazaar Team for a timely service."
-  Khirud Sonawal, Chennai
"Excellent loan services after loan disbursement, monthly EMI reminders and up to date loan outstanding is a really impressive thought and easy accessible of team upon requirement, wishing you all the best for future growth of Apna Loan Bazaar."
- Swapnil, TCS, Mumbai
"Timely loan service and upon follow-ups on free time and convenient approach of the team made ease of my loan disbursement."
- Amarender Reddy, Hyderabad
"I will recommend Apna Loan Bazaar for all loan requirements for its expert services on the field."
- Nidhi Gupta, Delhi
"Availed best interest rate from the bank on my personal loan application with the help of Apna Loan Bazaar, I can recommend this website for loan services."
- YHS Srinivas, Vizag
      Why Apna Loan Bazaar?
  * Multuple loan offers from different bank
    with a Single click

  * Assured  hassle  free  loan process  with
    Apna Loan Bazaar

  * Industry Best Real time eligibility
    Calculators

  * Dedicated Relationship  officer for each
    loan application for smooth process

  * Complete free Loan Assistance/
    guidance throughout loan tenor

  * Lowest possible rate of interest for each
    loan application with Apna Loan Bazaar

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Who are Eligible?

What is Doctor Loan?

The Doctor Loan Program is a specific loan with special underwriting developed specifically for medical physicians and dentists, optometrists, podiatrists, and veterinarians. Most doctors are looking for loans with low interest rates that enable them to move on to the growth. This scenario poses many challenges for most lenders because most physicians would be qualifying for the best rates given the type of loan they need. Banks try to do these loans with competitive rates and with less time.

Physicians with high credit scores have a very low risk of default on loans, even if they have high debt. Hence, the doctor loan program was started to give physicians access to improve his service levels.

Following are eligible for Doctor Loans:

    1. MBBS, BDS Graduate Doctors - Minimum 5 years of experience(Post qualification)
    2. MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
    3. Individual doctors employed with reputed Government or Private Hospitals in India.
    4. Self employed doctors who are owning a hospital, a nursing home, a Clinic in India.
    5. Consulting doctors with leading hospitals in metro cities in India.
    6. Hospitals in form of Proprietorship/Partnership and Private Limited companies

Doctor Loan Documentation:

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Entity Proof:

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    1. Pan Card of Entity
    2. VAT/Service Tax Registrations
    3. MOA, AOA (for Private and Public Limited Companies), Partnership deed for Partnership entity
    4. Bank Statement of Last 6 or 12 months

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Address Proof: (Anyone of the below)

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    1. Telephone bill (any Landline bill)
    2. Electricity bill
    3. Rental agreement

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Qualification Certificates:

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    1. Graduate or Post Graduate qualification certificate
    2. IMA (Indian Medical Association) membership number

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Banking History: (Anyone of the below)

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    1. Last 6 months Bank Statement of Current Account.
    2. All other Vehicle/consumer/Doctor Loan repayment track for verification of Track

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Financial Information about the Hospital:

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    1. Last 2 Year's Income Tax Returns     2. Last 2 Year's Certified Financial Statements Duly Certified by CA
    3. Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
    4. Any Other Income Proof That is Not Reflected in the Above Documents

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Vintage of Residence: Residence should be owned in the City or Hospital should be owned in the City for Min of 1 year.

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