Apna Loan Bazaar Rating by Users
          

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4.5 / 5 out of 1920 users

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      Testimonials
"Peaceful Loan disbursement and excellent Loan services."
- Punnam, Hydrabad
"Simple documentation, timely guidance helped me to get the desired loan amount, good support from Apna loan Bazaar."
- Pavan, Chennai
"Simple, convenient and fast services."
- Langrakar, Mumbai
"No time to roam out for home loans, team Apna Loan bazaar services are timely and accurate moves made me delight on my loan part, keep up the good work and maintain the relationship, I would suggest Apna Loan Bazaar for all your loan requirement."
- Akash Jadav, Amhedabad
"Never Imagined short time of processing of home loan through Apan Loan Bazaar."
- Bupesh Kumar Saxena, Bangalore
"Fast service, exact eligibility information, great effort of Apna Loan Bazaar made me proud House owner, i would like to thank Apna Loan Bazaar Team for a timely service."
-  Khirud Sonawal, Chennai
"Excellent loan services after loan disbursement, monthly EMI reminders and up to date loan outstanding is a really impressive thought and easy accessible of team upon requirement, wishing you all the best for future growth of Apna Loan Bazaar."
- Swapnil, TCS, Mumbai
"Timely loan service and upon follow-ups on free time and convenient approach of the team made ease of my loan disbursement."
- Amarender Reddy, Hyderabad
"I will recommend Apna Loan Bazaar for all loan requirements for its expert services on the field."
- Nidhi Gupta, Delhi
"Availed best interest rate from the bank on my personal loan application with the help of Apna Loan Bazaar, I can recommend this website for loan services."
- YHS Srinivas, Vizag
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  * Lowest possible rate of interest for each
    loan application with Apna Loan Bazaar

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Purpose of Doctor Loans

Doctor loans can be avail for the following reason from the Banks and Financial Institutions.

Setting up a Clinic: Large clinics can be established with doctor loans. It is necessary for entrepreneurs to stay up-to date and use fund support to establish an affluent clinic. By setting up such a clinic, it becomes easy for professionals to offer good treatment to visiting patients and do general good to the society at large. Physicians can also open a health centre at any location and use the place for offering service to the sick. Such centres then become the source of income for a doctor and other employees who work in the centre. So, new clinics can also become employment generators.

Buying New Equipments: In medical practice, equipments are quite essential and so entrepreneurs need to buy the best equipments to run their clinic. For this very reason, physician financing becomes essential. The reward received can be good enough to buy new equipments and so a health centre can do well. It is really important to buy the best equipments and the ones that are mostly required for clinical operations. They come expensive and so funds are inevitable to buy the equipments needed to run a health centre.

Working Capital requirement including stock of medicine/disposables: A medicine store is also required in a health centre. There are expenses involved in maintaining such a store also. The reason is medicines should be purchased and all other requirements should be fulfilled. That is to say the store should be kept up to date all the time and it is possible only with fund release. Physicians should apply for grants to keep their health centre well equipped and its drug store stacked with all medicines. So, to apply for funds is very much needed and an enterprise can really do well with the support it finds.

Setting X-ray lab: A health centre also requires an X-ray lab because X-ray is something that need to be done frequently. Visiting patients have a need to get their X-rays done in the health centre itself without having to go to some other place. That is why X-ray lab becomes so important for a clinic owner. Doctor loans should be procured for setting up of such a lab in the health centre itself.

Expansion/Renovation/Modernization of Premises: Looks have got a lot to do with clinics. Professionals should strive to give a better look of the clinic that one is in possession of. Only then patients will get attracted and would love to visit the centre for their treatment. Everyone wants to be in a clean place and in case of clinics this factor is of prime importance. Professionals should focus on modernizing their clinics.

Doctor Loan Documentation:

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Entity Proof:

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    1. Pan Card of Entity
    2. VAT/Service Tax Registrations
    3. MOA, AOA (for Private and Public Limited Companies), Partnership deed for Partnership entity
    4. Bank Statement of Last 6 or 12 months

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Address Proof: (Anyone of the below)

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    1. Telephone bill (any Landline bill)
    2. Electricity bill
    3. Rental agreement

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Qualification Certificates:

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    1. Graduate or Post Graduate qualification certificate
    2. IMA (Indian Medical Association) membership number

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Banking History: (Anyone of the below)

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    1. Last 6 months Bank Statement of Current Account.
    2. All other Vehicle/consumer/Doctor Loan repayment track for verification of Track

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Financial Information about the Hospital:

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    1. Last 2 Year's Income Tax Returns     2. Last 2 Year's Certified Financial Statements Duly Certified by CA
    3. Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
    4. Any Other Income Proof That is Not Reflected in the Above Documents

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Vintage of Residence: Residence should be owned in the City or Hospital should be owned in the City for Min of 1 year.

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