Apna Loan Bazaar Rating by Users


4.5 / 5 out of 1920 users


"Peaceful Loan disbursement and excellent Loan services."
- Punnam, Hydrabad
"Simple documentation, timely guidance helped me to get the desired loan amount, good support from Apna loan Bazaar."
- Pavan, Chennai
"Simple, convenient and fast services."
- Langrakar, Mumbai
"No time to roam out for home loans, team Apna Loan bazaar services are timely and accurate moves made me delight on my loan part, keep up the good work and maintain the relationship, I would suggest Apna Loan Bazaar for all your loan requirement."
- Akash Jadav, Amhedabad
"Never Imagined short time of processing of home loan through Apan Loan Bazaar."
- Bupesh Kumar Saxena, Bangalore
"Fast service, exact eligibility information, great effort of Apna Loan Bazaar made me proud House owner, i would like to thank Apna Loan Bazaar Team for a timely service."
-  Khirud Sonawal, Chennai
"Excellent loan services after loan disbursement, monthly EMI reminders and up to date loan outstanding is a really impressive thought and easy accessible of team upon requirement, wishing you all the best for future growth of Apna Loan Bazaar."
- Swapnil, TCS, Mumbai
"Timely loan service and upon follow-ups on free time and convenient approach of the team made ease of my loan disbursement."
- Amarender Reddy, Hyderabad
"I will recommend Apna Loan Bazaar for all loan requirements for its expert services on the field."
- Nidhi Gupta, Delhi
"Availed best interest rate from the bank on my personal loan application with the help of Apna Loan Bazaar, I can recommend this website for loan services."
- YHS Srinivas, Vizag
      Why Apna Loan Bazaar?
  * Multuple loan offers from different bank
    with a Single click

  * Assured  hassle  free  loan process  with
    Apna Loan Bazaar

  * Industry Best Real time eligibility

  * Dedicated Relationship  officer for each
    loan application for smooth process

  * Complete free Loan Assistance/
    guidance throughout loan tenor

  * Lowest possible rate of interest for each
    loan application with Apna Loan Bazaar

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Why Home Loan ?

Most of the families prefer to have their own house whether big or small. There is a significant difference staying in a self owned house than in a rented shelter. House is the most costly asset owned by middle and upper middle class families and it has emotional value. Affording a own house with actual money is not always possible. Even though a person has stable income, years of savings is required to own a house in this costly world. A Home loan answers the problems of those people who are willing to have their own home but do not have sufficient money to do that. You can now own your dream home by availing Home loan.

Home loan is normally for purchase of a new House/ Flat/Plot or renovation/ renewing of existing residential or commercial properties. Home loans are provided by Banks and registered finance companies. In Indian market there are various Banks/ HFCs providing Home loans at competitive interest rates. Home loan is always secured against the property that you buy. In case you are unable to repay the loan amount the lending bank will have right to take possession of the home.

In case of a Home loan entire lump sum amount will be sanctioned and disbursed initially based on the credit worthiness. You can plan your housing loan repayment tenure varying from 10-20 years and is repayable in form of EMIs. The rate of interest applicable is linked with Bank's base rate. You have a option to chose floating interest rate or fixed interest rate for the loan amount. For those who want the EMI amount to be fixed and are intending to plan their payments accordingly can opt for fixed interest rate. Those who are ready to take minimal risk and intend to avail the advantage in the long run can avail floating rate of interest. Floating rate of interest is more beneficial in the long run.

Who are Eligible for Home Loans?


Following individuals are eligible for Home loan:
    1. Salaried employees
    2. Self employed professionals
    3. Self-employed individuals
    4. Entrepreneurs and business owners


Persons should citizen of India and must be above 23 years of age to avail Home loan. The maximum Age limit should be 55 years, and applicant should be fulfill Bank/Financial Institute eligibility criteria.


Home Loan Documentation:


Identity Proof : (Anyone of the below)
    1. Passport
    2. Driving License
    3. PAN card
    4. Photo credit card (with embossed Signature and last two months statement)
    5. Banker’s sign verification

Age Proof : (Anyone of the below)
    1. PAN Card
    2. Passport
    3. Driving License
    4. School leaving certificate
    5. Voter’s card
    6. Birth Certificate
    7. LIC policy (only for age Proof)

Address Proof : (Anyone of the below)
    1. Passport
    2. Telephone bill (BSNL/MTNL)
    3. Electricity bill
    4. Title deed of property
    5. Rental agreement
    6. Driving license
    7. Election ID card
    8. Photo-credit card (with last two month statements)

Income Proof : (Anyone of the below)
    1. Latest salary slip
    2. Current dated salary Certificate with latest form 16.
    3. Latest year IT Returns with Tax Audit reports(For Self Employed applicants)

Job Continuity Proof : (Anyone of the below)
    1. Form 16
    2. Relieving letter
    3. Appointment Letter (for last two months)
    4. Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)

Banking History : (Anyone of the below)
    1. Bank statements of latest 2 months
    2. 3 months bank passbook