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Citi Bank Personal Loan in Hyderabad

Interest Rate starts from 11.49%

Citi Bank Personal Loan Interest rates in Hyderabad

Please Find the Detailed Citi Bank Personal Loan Interest Rates

Up To 50,00050,000 To 1,00,0001,00,000 Above
CAT A14.99%14.25%11.49%
CAT B15.49%14.75%14.49%
Others15.99%15.49%14.99%

Features of Citi Bank Personal Loan Hyderabad

Type Features
Processing FeeUpto 2.0%
Pre Closure ChargesUpto 3.0%
Part Payment ChargesAllowed
Min Tenure1 Years
Max Tenure5 Years
Min Age21 Years
Max Age60 Years
Min Loan AmountRs.1,00,000/-
Max Loan AmountRs.25,00,000/-

Citi Bank Personal Loan Hyderabad Charges

Type Charges
E M I Bounce ChargesRs. 500 per Bounce+S.T
Duplicate Statement ChargesNil

Documentation For Personal Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook

Citi Bank Personal Loan FAQ's

What is Citibank Personal Loan?

Citibank Personal Loan is a quick and easy way for you to access extra cash when you need it. You can get the funds you require (and are eligible for) as an unsecured loan availed on fixed terms, with each repayment going towards repaying both the interest and the principal. Citibank Personal Loan features a simple pricing structure that supports our belief in 'easy to understand' banking.

What's the difference between a 'secured' and an 'unsecured' loan?

A 'secured' loan is secured against an asset, usually property. An 'unsecured' loan is where there is no asset offered as security. The best examples of 'unsecured' loans are Personal Loans and Credit Cards.

What is a fixed interest rate loan?

"A fixed interest rate loan has an interest rate that stays the same for the full loan term. For example, your fixed interest rate Citibank Personal Loan repayments will not change due to interest rate changes throughout the life of the loan thereby giving you greater control over your monthly budget. With a fixed interest rate loan you cannot pay extra to get ahead in your repayments. The repayment amount specified in your Loan Agreement needs to be paid each month as per the arrangement until the loan is paid in full. "

What is credit rating and how do you use it?

"Credit rating is a method most lenders use to assess whether your request for loan can be accommodated. We'll rate the information you provide on the application form together with other factors such as your employment history and how you manage other accounts with us, if any. We also use other information from Credit Information Agencies such as CIBIL (Credit Information Bureau (India) Limited), who keep records on your borrowing and payment habits. This includes details on how much credit you have outstanding as well as information on how many missed or late payments you may have made. If you have a number of missed or late payments, we may not be able to accommodate your request for loan. If you are concerned about your credit score, you may visit CIBIL and purchase your Credit Information Report. "

How much can I borrow?

The amount of money you can borrow depends on your income and other financial commitments. Citibank Personal Loan offers a minimum of Rs.1,00,000 and maximum of Rs.30,00,000.

What can I borrow money for?

You can use a Personal Loan for any purpose such as, home improvements, planning your dream wedding or tidy up your finances with a balance consolidation loan. However, as per RBI regulations, you are legally bound not to utilize the Loan for any antisocial, unlawful, or speculative purposes. Nor should you use the loan funds for purchase of gold in any form, including gold bullions, gold coins, gold jewelry, gold exchange traded funds, and gold mutual funds. This is applicable to all Personal Loans.

How quickly do I get the decision?

In most cases we offer decisions in matter of hours, although there may be occasions when we require further information before we can complete your application.

How quickly can I get the money?

You get the money within 48 hours of loan approval and documentation completion. The amount will be electronically transferred to your bank account as per the details provided to us.

How is interest calculated?

Interest is calculated on the unpaid daily balance of your loan and is charged to the loan on a monthly basis. The interest rate applied each day is equal to your annual interest rate at the time, divided by 365.

When do I have to start making EMI payments?

The first EMI would commence from the second succeeding month. For example, the EMIs for a loan booked in the month of January, would begin from 1st March. Interest due for the month of booking will be deducted at the time of disbursal. Since the interest is deducted upfront for the month of booking, a discount will be given on this interest which will be proportionate to the number of days remaining in the month.

What is Top up loan?

A Top up Loan allows you to access additional funds after you have availed your first loan with Citibank.

How can I Top up my loan?

If you are a Citibank Personal Loan Customer, getting a Top up Loan is easy. Please fill the form in the Click 4 Call tab and our representatives will be glad to help you, or just SMS PL to 52484. We'll get back to you without delay.

What is 'outstanding balance'?

Outstanding balance is the total amount you have remaining on your Personal Loan at a specific given time, excluding accrued interest and fees.

Is there a fee for booking my loan?

Yes. Once your Personal Loan is approved, a Loan Booking Fee of up to 2.5% of the sanctioned loan amount can be charged.

How do I pay the Loan Booking Fee?

The Loan Booking Fee will be deducted from the loan amount sanctioned at the time of disbursal. For example, aRs.1,00,000 loan with an assumed maximum of 2.5% Booking Fee will become an available loan amount of Rs.97,500.

Who can apply for a Citibank Personal Loan?

Citibank Personal Loan is currently available for salaried individuals, self-employed professional and business owners. Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan.

How long can I take to repay the loan?

"You can repay your loan over a period of 12 to 60 months. The period of time you take the loan over will affect the size of your repayments, so if you want smaller repayments, you should repay your loan over a longer term. Just remember, the longer you take to repay your loan, the more interest you'll be charged overall. "

Can I pre-pay my Personal Loan?

Yes. You can pre-pay your Personal Loan. You have two options to make a pre-payment - Full Pre-payment andPartial Pre-payment. You do a Full Pre-payment by settling the entire loan outstanding in one single payment. If you opt to make partial prepayment of your outstanding amount, it is a Partial Pre-payment.

Full Pre-payment of Citibank Personal Loan?

For loans booked on or after October 1, 2015, you can close your loan account in full; you can do so any time after the first twelve months since your loan booking. For loans booked prior to October 1, 2015, you can close your loan account in full any time after the first six months of your loan booking.Partial pre-payments can be made post the first 12 months of your loan booking.

Partial Pre-payment of Citibank Personal Loan?

"You may prepay a part of the outstanding balance of the loan subject to the following conditions: • You have paid your loan EMIs for at least 12 consecutive months since your loan booking date. • Your prepayment amount is equivalent to a minimum of 2 EMIs and a maximum of 5 EMI'S Once you inform the Bank of your intention to prepay, the Bank will consider your request and confirm the final sum you are eligible to prepay. After making the pre-payment, you will have to continue repaying the subsequent EMIs as per the repayment schedule shared by the bank. The partial pre-payment facility is available once in 12 months. "

When do I have to pay Late Payment Charges?

The due date for the repayment of EMIs shall be 7th of every month, following the month of Loan disbursement. Payment instructions shall be presented from 1st of every month. We however don’t charge any late payment charges in case the payment is delayed.

How do I find out how much is outstanding on my loan?

"If you're an existing Citibank Online Banking customer, you can view your current loan balance online, however please be aware that this may not be your final settlement figure. Alternatively, to find out the outstanding balance on your Personal Loan just call our 24x7 CitiPhone helpline. They'll be able to give you the most recent information on your loan. "

How often will I receive a statement?

Statements are issued yearly on the 31st of March and mailed to your most recent address provided to us. If you'd like a statement issued any other time, simply contact us on our 24x7 CitiPhone helpline numbers provided here or use your Citibank Online IPIN (available on request) to access your Personal Loan Account and obtain your account balance.

What if I have more questions?

If you are Citibank Customer, please use the 'online query' facility to write to us. If you are not a Citibank Customer, please call our 24x7 CitiPhone helpline numbers provided here.

About Citi Bank

Citi bank India is an Indian private sector bank, Subsidiary of Citigroup, a multinational financial services corporation headquartered in New York City. Citibank India Headquartered in Mumbai, Maharashtra. Citibank India began operations in India over a century ago in 1902 in Kolkata and today is a significant foreign investor in the Indian financial market.

Citi bank offers broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.

Citi Bank Highlights

" Most trusted brand amongst foreign banks, by ET’s Best Brands Survey 2015 "
Best Foreign Bank – Retail, by Dun & Bradstreet & Cedar - India's Top Banks & Banking Awards 2015
Best Consumer Digital Bank in India, by 2015 World’s Best Digital Banks Awards
Best Investment Bank by Euromoney Awards for Excellence 2015
Best Foreign Investment Bank in India (8th consecutive year) - by Finance Asia, June 2014
Best Foreign Commercial Bank in India - by Finance Asia, June 2014

Personal Loan Can Be Used For Many Purposes Like Below

Higher Education

Marriage

Vacations

Festivals

Medical Emergency

Home Renovation

Consumer Goods

School Fees

Why to Avail Personal Loans?

Multi-purpose loan
No security or Collateral free 
Fixed rate of Interest
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Quick processing and recommendable in emergency
Loan payable (Repayment) in easy installments
Repayment through ECS / Auto-debit / PDC
Applicable charges- Processing fee, Pre payment charges and delay charges
No part payments allowed
Online application with less paper work.
Credit score can be improved on complete payment without any delays
Age limits - min 18 years to max 55 years
Online application with less paper work.
Min loan amount 50,000
Max loan amount up to 20,00,000

Expert Advice

Best Practices for Personal Loan

Clear Identification of purpose and planned Budget.
Cost - benefit analysis
Peer comparison- ROI, PF and other charges and repayment tenor (shop around)
Know your credit history score and eligibility
Plan the repayment from the regular incomes than from futuristic/speculative income.
Check various other alternatives before availing a personal loan.n
Be clear on payment date and mode of payment like ECS, Online payments, Post dated cheques.
Terms and conditions to be clearly understood before signing up the agreement.
Take payment protection insurance
Ensure proper updation of contact details.

Things not to do for Personal Loan

Do not jump to apply a loan do the necessary homework
Do not borrow more than what is required.
Do not apply loan at too many places at a time.
Do not sign personal loans for others
Do not sign the terms and conditions without reading
Do not rush with the process.

Factors that affect interest rates on Personal Loan

Banks charge a different rate of interest depending on a whole host of factors. The interest rate can broadly vary between 14 - 24%. We take you through three such individual details that can affect the rate of interest charged by the bank.

1) Credit/CIBIL History:-
 If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:-:-
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:-:-
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate. So next time you go around shopping for a personal loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on personal loan. So stay tuned!

Personal Loan Advantages and Disadvantages

Personal Loan Advantages:

A) Easy availability:
 A lot of banks offer personal loans of various amounts and durations. You can pick and choose between them.
B) No collateral:
Personal loans are not very large amounts. They rarely exceed Rs. 4 lakhs. So there is no need to put up security or collateral against personal loan.
C) No criteria:
You can opt for a personal loan without having to explain to the bank why you need it. You can take a personal loan for any purpose including travelling, home repairs, medical emergencies.
D) Quickly available:
If you have a relationship with a bank you can get a personal loansanctioned within 24 hours. Personal loans also require very little paperwork.
E) Improves credit history:
If you regularly pay your EMIs on time then personal loans are a great way to improve your credit record. An improved CIBIL credit record can be very beneficial when you are looking for a new loan.

Personal Loans Disadvantages:

A) High interest rates:
 After credit cards, personal loans have the highest interest rates among credit products. Sometimes personal loans have higher rates than credit cards also.
B) High pre-payment penalty:
If you pre-pay your personal loans, banks often charge a high penalty.
C) Need good credit history:
Today, most banks give personal loans only to people with a good credit history. If someone regularly takes personal loans, he may be seen as someone who is not careful with his finances.
D) Affects credit report: 
If you default on your personal loan your CIBIL credit report reflects it and your credit rating and credit score are affected.
E) Bad image:
If banks access your CIBIL credit report and see a large number of personal loans, you are seen as someone who constantly needs money and who is indiscipline.

10 Things to Keep in Mind While Taking a Personal Loan

A personal loan must be taken only for emergencies. These include medical emergencies, urgent repairs to your home or if you need to cover up a shortfall in an education loan or any other emergency needs.
Loans must not be taken for holidays, investing in stocks, buying expensive gadgets etc.
The amount you pay for a personal loanshould ideally not be more than 25 percent of your salary every month.
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Do your research before applying to a bank for a personal loan. Lots of banks have different rates of interest for different loans. (Check here)
Don't choose a flat rate of interest. Always choose an option that calculates interest on the reducing balance method.
Bargain with banks so that they don't charge you a pre-payment penalty charge.
Try and keep the loan term short, preferably 1-3 years.
Do not take too many personal loans as it reflects on your credit history.
Banks may tell you that you have been pre-approved for a personal loan and that you can get the loan cheaper than other customers. Check for it.
If you have a very large credit card debt (interest on credit cards is usually between 25%-30% percent for a month), you can take a personal loan to pay that off (interest on personal loans is between 13% -17% for a month).

Personal Loans Precautions

1. Clear Identification of purpose and planned Budget:  

One should have a clear identification of purpose of availing personal loan. Never opt for a personal loan only just because you can. Going for personal loan is a wise decision only in case of emergency and where the purpose is unavoidable. Apart from the purpose one has to also plan and budget the total requirement well in advance before applying for a personal loan.
Borrowing more than what is required leads to unnecessary debt. In certain instances borrowing far less than required amount may result in not serving the purpose. Therefore one has to make complete budget of the purpose and plan his / her borrowings accordingly. It is always to be noted that money one's spent is lost forever and unnecessary debt can lead to financial stress.

2. Understand the need Vs personal Loan:

Before opting for a personal loan one has make cost – benefit analysis of various kind of other loans which customer can get in the market. In case of emergency and unavoidable situations you can go for personal loan but where the purpose is to improve the life – like buying a fuel efficient car customer has to analyze the cost and benefits involved in the long run. In this scenario it is to be understood that in long run the benefits from purchase of new fuel efficient car should be greater than the interest charges and other costs involved in availing personal loan.

3. Check for Better rate:

Before availing a personal loan from any particular Bank/ NBFC customer has to compare interest payable and other charges to know the best annual percentage rates available in the market. Though the customer has a pre approved personal loan at a concessional rate with a particular Bank, he/ she might get the loan at a comparatively still lower rates with others. Therefore it is always better to check with 3-4 Banks before making the mindset to proceed with any one in particular. ApnaLoanBazaar will always provide the industry best rates, which are available in the Indian market. Check for Personal Loan Interest rates with ApnaLoanbazaar

Also the repayment tenure is other point to be noted before taking a loan. Eg: Some Bank's may offer maximum repayment tenor of 36 months whereas some others may offer maximum up to 60 months. Customer has to decide the repayments based on his income in consideration of his / her other obligations.

4. Credit scoring & Eligibility Criteria: 

Personal loans best feature is collateral free and quick loan process, Hence Bank/NBFC will carefully analysis of your credit history. Customers with good credit history score will have high bargaining power. Customers with moderate / Low credit history may end up taking loans at higher rate of interest and Banks will have advantage of it. Customers have to ensure that they do not have any overdue while going for a personal loan. It is advisable to clear the credit card outstanding and other loan overdue before going for a personal loan as it improves credit worthiness. It is to be noted that not only income of the customer but Leverage is considered for arriving the limits. Generally Bank/NBFC prefer the credit score is above 730 for funding the personal Loan.

ApnaLoanBazaar will help you to know your CIBIL(Credit) Score: Know your Credit Score here

5. Plan the repayment from the regular:

Customer has to be aware of repayment tenor, monthly repayment date, mode of payment and installment amount. Repayment tenor to be planned based on the income and obligations. Over burden of EMI may result in delay and sometimes even default of the loan amount. Customer shall not forget the repayment date and maintain sufficient balances in the account for meeting the EMIs. Payment of EMIs by way of ECS through account is preferable to avoid unintentional delays. Even online payment from account is a suggestible mode of payment. In case of salaried employees it is better to opt the monthly repayment date to be within first week of the month. In case of entrepreneurs/ Businessmen the EMIs are to be planned from their regular income than depending on some other futuristic/speculative sources.

6. Terms & Conditions:

All the terms and conditions to be read carefully, before sign the loan agreement. Terms in smaller font to be observe carefully. Payment terms to be noted and have to maintain sufficient balance in the account for meeting the EMIs. Check the correctness of the updated personal details. Mobile alerts, Email alerts will remind the due date of payment and confirm the receipt of amount. In his/ her busy schedule customer may forget the due date whereas these alerts will remind them and help in making the payments on time.

Other Important Points to be noted:

In general the larger the loan amount the lower the interest rate. In some instances you may save on borrowing slightly higher. Plan accordingly.
Do not make late payments; there is risk of delay charges and increase in annual rate. This will also affect your credit history.
Co-signing of any other individuals’ personal loan to be done with extreme caution because any default by them will affect your credit history.
Good payment track will improve the credit history and make you eligible for additional loans with lower interest rate benefits.

About Hyderabad

Hyderabad city is the capital city of the Indian state of Andhra Pradesh, in the region of Telangana.

The city has an estimated population of around 8 million, making it 4th largest city in India, while the population of the metropolitan area was estimated above 9 million. Religiously and culturally, the city is united with Hindus, Muslims and Christians.

Hyderabad is an emerging information technology (or IT) and biotechnology hub of India. Hyderabad's many epithets include the City of Pearls, the City of Nawabs, the Biryani City and, because of its high-tech draw, Cyberabad.

Hyderabad has witnessed a remarkable growth in the real estate business. A number of mega malls have come up and are being built in the city. The rapid growth of the city, along with the growth of Secunderabad and neighbouring municipalities has resulted in a large metropolitan area.

Other Cities Loan Offers

Places To Be Visited In Hyderabad

Salar Jung Museum (12 km)

    The Salar Jung Museum in Hyderabad has a unique distinction as the third largest museum in India and earned a worldwide fame for its largest one-man collection of antiques. It is a home for the prized collections from different civilizations. The Museum is a royal treat for art collectors with its 43,000 art objects and 50,000 priceless books and manuscripts. The collections range from Indian Art, Middle Eastern Art, European Art, Far Eastern Art, Children Art etc.

Birla Mandir (5 Km)

    The sparkling white structure visible through skyline of modern Hyderabad, Birla Mandir is located towards the southern end of Hussain Sagar Lake in Hyderabad situated atop the Kala Pahad which is a twin hillock of Naubat Pahad. The Birlas had built this temple in 1976 with white marbles procured from Rajasthan. The temple is dedicated to Sri Venkateswara. The hillock is at a height of 280-feet situated on a 13-acre plot

Golconda Fort (15 Km)

    Golconda was the principal capital of the Qutub Shahi kings and a bustling centre for administration and commerce. This historical monument was constructed in the 1600’s. It was once considered to be home to a vault containing the ‘Hope’ and ‘Kohinoor’ diamonds. The inner fort has ruins of palaces, mosques and a hill top pavilion, which rises to more than 120 meters high and gives a bird’s eye view of other buildings. Golconda fort is undoubtedly one of most magnificent fortress complexes in India and it rests on a granite hill, considered an iconic monument depicting the history of Hyderabad.

Nehru Zoological Garden (24 km)

    Established in 1959, Considered to be among the best zoos in Asia, the Nehru Zoological Park is home to more than 1,500 species of birds, animals, and reptiles. The zoo hosts different species such as Indian Rhino, Bengal Tiger, Mynahs, African Elephants, White Peacocks, Chimpanzees,Rhinoceros and Python are some of the attractions that make the place unforgettable.

Charminar (13 km)

    Charminar is a monument and a mosque, which is synonymous with the history of Hyderabad, India. The majestic structure was completed in 1591 CE and is not only a landmark building of Hyderabad but also a famous monument of India. A must visit place for anyone who wants to treat his eyes to an architectural masterpiece, the ‘Charminar’ is shrouded by myths regarding the purpose behind its construction.

Hussain Sagar (3 km)

    Built by noted Sufi saint, Hazrat Syed Hussain Shah Wali in 1526, this lake is located across an area of 5.7 sq.Km. It receives its water supply from the Musi River. Boasting of some exotic surroundings, Hussain Sagar serves as the ideal location for a tranquilising evening with loved ones.

Lumbini Park (5 km)

    Maintained by the Buddha Purnima Project Authority as per the directives issued by the Telangana government is urban park was constructed in 1994. It is a dream come true for those willing to enjoy scenic beauty and that right in the heart of Hyderabad.

Jagannath Temple (10 km)

    You can add a spiritual/religious flavor to your trip by visiting the ‘Jagannath Temple’ which is located in the Banjara Hills. A replica of the original temple in Puri, this sacred monument serves as a fitting tribute to the Oriya community in the city.

Falaknuma Palace (16 km)

    Equipped with a lavish reception room and a library which has a roof carved from Walnut, the Falaknuma was once private property of the Nizam’s royal family. On the architectural front, it a blend of the Italian and Tudor styles. Interestingly, its last significant guest was Rajendra Prassad who visited the palace in the 1950’s.

Ramoji Film City (55 km)

    The brainchild of noted film producer Ramoji Rao, this celebrated facility was certified the world’s largest film studio complex in the world by the Guinness book of world records nearly two decades ago. A host of films have been shot here. A popular tourist attraction, it boasts of some impressive features such as a full-fledged amusement park.

Total Number Of Branches In Hyderabad (1875)

STATE BANK OF INDIA (224 Branches)STATE BANK OF HYDERABAD (168 Branches)ANDHRA BANK (162 Branches)HDFC BANK (114 Branches)SYNDICATE BANK (84 Branches)ICICI BANK LTD (79 Branches)CANARA BANK (79 Branches)AXIS BANK (61 Branches)KOTAK MAHINDRA BANK LTD (57 Branches)INDIAN OVERSEAS BANK (46 Branches)VIJAYA BANK (46 Branches)THE STATE CO-OP BANK LTD (45 Branches)CENTRAL BANK OF INDIA (45 Branches)PUNJAB NATIONAL BANK (43 Branches)UNION BANK OF INDIA (38 Branches)ING VYSYA BANK (38 Branches)INDIAN BANK (36 Branches)BANK OF INDIA (36 Branches)BANK OF BARODA (35 Branches)ORIENTAL BANK OF COMMERCE (34 Branches)THE AP MAHESH CO-OP BANK LTD (33 Branches)CORPORATION BANK (33 Branches)KARUR VYSYA BANK (29 Branches)ALLAHABAD BANK (27 Branches)YES BANK (24 Branches)UCO BANK (22 Branches)SOUTH INDIAN BANK (22 Branches)IDBI BANK (22 Branches)DENA BANK (17 Branches)LAKSHMI VILAS BANK (16 Branches)BANK OF MAHARASHTRA (15 Branches)INDUSIND BANK (12 Branches)CITY UNION BANK LTD (12 Branches)FEDERAL BANK (12 Branches)STATE BANK OF MYSORE (12 Branches)UNITED BANK OF INDIA (11 Branches)KARNATAKA BANK LTD (10 Branches)STATE BANK OF TRAVANCORE (9 Branches)DCB BANK LTD (8 Branches)STATE BANK OF BIKANER & JAIPUR (6 Branches)THE SHAMRAO VITHAL CO-OP BANK (6 Branches)TAMILNAD MERCANTILE BANK LTD (5 Branches)PUNJAB & SIND BANK (5 Branches)DHANALAXMI BANK (5 Branches)STATE BANK OF PATIALA (4 Branches)STANDARD CHARTERED BANK (3 Branches)JAMMU & KASHMIR BANK LTD (3 Branches)CATHOLIC SYRIAN BANK LTD (3 Branches)BANDHAN BANK LTD (3 Branches)LAKSHMI VILAS BANK (2 Branches)CITI BANK (2 Branches)BHARATIYA MAHILA BANK LTD (1 Branches)STATE BANK OF INDIA (1 Branches)STATE BANK OF MYSORE (1 Branches)B N P PARIBAS (1 Branches)BANK OF BAHARAIN & KUWAIT BSC (1 Branches)IDFC BANK LTD (1 Branches)HSBC BANK (1 Branches)RBL BANK LTD (1 Branches)RESERVE BANK OF INDIA (1 Branches)THE NASIK MER CO-OP BANK LTD (1 Branches)THE ROYAL BANK OF SCOTLAND N V (1 Branches)STATE BANK OF INDIA (1 Branches)
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22-08-2017, 15:25
ICICI Bank reduces interest rate on savings account by 50 bps
ICICI Bank announced to reduce the interest rate on savings accounts by 50 basis points to 3.5 percent on deposits below Rs 50 lakh and above Rs 50 lakh unchanged at 4 percent.
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