Doctor Loan also referred to as a Physician Loan is a special Loan for professional doctors with a self-owned clinic or those working in a government or private clinic, hospitals and Consultants. A Doctor Loan is taken to serve the financial requirements of doctors looking to expand the scale of operations.
professional loan for doctors is given depending on factors such as qualification, experience, annual income, profit making and age of applicant. Once you meet these parameters, you can apply for a doctor loan in India via different channels such as phone calls, SMS or by visiting the branch. However, the easiest of the lot is to apply for a doctor loan online by simply filling an online application form. The representatives then get in touch and help you with the rest of the process.
Whether you are looking to expand your infrastructure or scale of operations to provide better service and treatment facilities, Doctor Loans by Bajaj Finserv would be the smartest option. With a loan tenor of up to 60 months our Doctor Loan interest rates are amongst the lowest in India. Other charges such as Processing Fees, Secure Fee and EMI bounce charges would be applicable.
Following are eligible for Doctor Loans:
MBBS, BDS Graduate Doctors - Minimum 5 years of experience (Post qualification)
MD, DM, MS, MCH, MDS Post Graduate Doctors having Minimum 4 years of Experience (Post qualification)
Individual doctors employed with reputed Government or Private Hospitals in India
Self employed doctors who own a hospital, a nursing home, a Clinic in India.
Consulting doctors with leading hospitals in metro cities in India.
Hospitals in form of Proprietorship/Partnership and Private Limited companies
Rate of Interest will be based on bank/financial Institutions internal policies and terms. Generally Bank account conduct, reputation of the entity, repayment capability, credit history, Promoters Back ground and other credit related factors which can be evolved for Doctor Loans.
Limit: Doctor Loans can be availed from Rs. 5 Lakhs to Rs. 75.0 Lakhs
Age: Minimum of 26 years and Maximum of 60 year on maturity of the Loan amount.
Tenure: 12 - 48 months
As a experienced individual doctor, you need to avail a doctor loan funds so as to open a clinic and begin practicing. There are certain eligibility situations that need to be noted while avail the Doctor Loans.
Delhi or Dilli is a capital city of the Republic India, Delhi is the center of Government's legislature and judiciary systems. It was 1992 when Delhi has been declared as a state under the national capital territory Act. However, the city has become the capital of Independent India in 1950. Set on the both sides of River Yamuna, Delhi is one of the fastest growing cities in India, and it is second most population city.
The history of the city is as old as the epic Mahabharata. The town was known as Indraprastha, where Pandavas used to live.
From Hindu Kings to Muslim Sultans, the reins of the city kept shifting from one ruler to another. The soils of the city smell of blood, sacrifices and love for the nation. The old 'Havelis' and edifices from the past stand silent but their silence also speaks volumes for their owners and people who lived here centuries back.
The ever-popular lotus-shaped Bahai Temple in Delhi is the last of the seven major Bahai temples around the world. A mesmerizing structure made of pure white marble, standing against a lush green landscape, the lotus depicts a symbol common to all religions.Hence the doors of the temple remain wide open for adherents of any faith to pray and meditate.
Red Fort or Lal Kila was converted to barracks for the British colonial army. The iconic landmark recognized by its red sandstone architecture has a rich set of stories dating back to India's pre-independence era. This massive time-tested fortress today is the backdrop for large scale national events such as the Republic Day and Independence Day.
Rising 42 mts high in one end of Rajpat stands the India Gate and a symbol of pride and bravery. This outstanding stone archway instantly ignites a feeling of patriotism. Also known by the name of All India War Memorial, this prestigious monument is a mark of respect to all those unknown soldiers who have sacrificed their lives protecting an entire nation.
Among most popular places to visit in Delhi is the Jantar Mantar, an ancient observatory built by Maharaja Jaisingh of Udaipur in 1794 on the main Parliament Street at Connaught Place.
Qutub Minar is the 2nd tallest minar in India. It has been declared as a UNESCO Heritage Site. At the foot of the tower stands a mosque which is the first mosque built in India. It has a 7 m iron pillar in the courtyard with a fascinating saying attached to it.
Heralded by the Guinness World Record as the World’s Largest Comprehensive Hindu Temple, Swaminarayan Akshardham in New Delhi is an epitome of Indian culture..Various exhibitions on display take visitors through multiple journeys such as the Hall of Values, giant screen film on Discover India, and Cultural Boat Ride. Other attractions include the Circle of Life Musical Fountain (after sunset), Gardens of India, and Lotus Garden.