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ICICI Bank Home Loan in Surat

Interest Rate starts from 8.35%

ICICI Bank Home Loan Interest rates in Surat

Please Find the Detailed ICICI Bank Home Loan Interest Rates For Various Categories

ICICI Bank Home Loan Floating interest Rates

Up To 28,00,00028,00,000 To 75,00,00075,00,000 To 5,00,00,0005,00,00,000 Above
Salaried8.35%8.35%8.75%8.85%
Self Employed8.50%8.70%8.75%8.75%
Women8.35%8.35%8.70%8.80%

ICICI Bank Home Loan ICICI Bank Home Loan Fixed Interest Rate for 2 Years, 3 Years

Up To 28,00,00028,00,000 To 75,00,00075,00,000 To 5,00,00,0005,00,00,000 Above
Salaried8.70%8.70%8.75%8.85%
Self Employed8.70%8.70%8.75%8.85%
Women8.70%8.70%8.75%8.85%

ICICI Bank Home Loan ICICI Bank Home Loan Fixed Interest Rate for 5 Years, 10 Years

Up To 28,00,00028,00,000 To 75,00,00075,00,000 To 5,00,00,0005,00,00,000 Above
Salaried8.75%8.85%8.85%8.95%
Self Employed8.75%8.85%8.85%8.95%
Women8.70%8.80%8.80%8.80%

ICICI Bank Home Loan ICICI Bank Home Loan Fixed Interest Rates for Full Tenure

Up To 28,00,00028,00,000 To 75,00,00075,00,000 To 5,00,00,0005,00,00,000 Above
Salaried9.75%9.85%9.85%10.10%
Self Employed9.75%9.85%9.85%10.10%
Women9.70%9.70%9.80%10.05%

Loan To Value (LTV) For ICICI Bank Home Loan in Surat

Please Find the Detailed Margin Money Details For ICICI Bank Home Loan
Up To 28,00,00028,00,000 To 75,00,00075,00,000 To 5,00,00,0005,00,00,000 Above
Salaried85.00%85.00%85.00%85.00%
Self Employed85.00%85.00%85.00%85.00%
Women90.00%90.00%90.00%90.00%

Features of ICICI Bank Home Loan Surat

Type Features
Processing Fee1.0%
Pre Closure ChargesNil
Part Payment ChargesNil
Min Tenure5 Years
Max Tenure30 Years
Min Age21 Years
Max Age65 Years
Min Loan AmountRs.1,00,000/-
Max Loan AmountRs.30,00,000/-

ICICI Bank Home Loan Surat Charges

Type Charges
E M I Bounce Charges2% per month
Duplicate Statement ChargesRs.500/-
Insurance CoverUpto Loan Amount
Inspection ChargesNil
Legal Opinion Valuation ChargesNil
Cheque Swapping ChargesRs.500/-
Bounce Cheque ChargesRs.500/-
Issue Duplicate Provisional Interest CertificateNil
Issue Duplicate Interest CertificateNil
Duplicate Balance CertificateNil
Issue Amortization Schedule DuplicateNil
Switch Variable To FixedFloating to Dual fixed rate 0.5% of the principal outstanding plus applicable taxes
Switch Fixed To VariableDual fixed rate to Floating 0.5% of the principal outstanding plus applicable taxes
Photocopy DocumentsRs.500/-

Documentation For Home Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Passport
  • Telephone bill (BSNL/MTNL)
  • Electricity bill
  • Title deed of property
  • Rental agreement
  • Driving license
  • Election ID card
  • Photo-credit card (with last two month statements)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook
  • Min of 15 years of Link documents of Property
  • Min 15 Years of Encumbrance Certificate (EC) of the property obtained from Govt. Authorities
  • Property Sanction plan
  • BRS/LRS copies (if required, any)

ICICI Bank Home Loan FAQ's

Faq1

faq ans

PL linked to Home Loan

The Personal Loan linked to Home Loan offers an opportunity of meeting your requirements like home furnishing, marriage expenses, funding children’s higher education, holiday expenses etc.

Top Up loan is available for non individuals also.

Benefits:

Loan amount up to 100% of originally sanctioned Home Loan

Tenure up to 20 years (subject to outstanding/original tenure on Home Loan)

Attractive interest rate

Lower EMI

Simplified documentation

Pragati Home Loans

ICICI Bank Pragati Home Loans for salaried and self-employed borrowers will cater to the Home Loan requirement of a wider section of Indian society. Under Pragati Home Loans you can avail Home Loan, Home Improvement Loan and Non Residential Premise Loan (NRP).

Product Features

Minimum income of ?10,000 per month for salaried applicants

Loan amount from ?5 lakh to ?50 lakh

Tenure up to 20 years

Easy Balance Transfer facility available

Presently Approved Locations for Pragati Home Loans are Mumbai, Delhi, Bengaluru, Pune, Hyderabad, Surat, Ahmedabad, Kolkata, Chennai, Vadodara, Rajkot, Jaipur, Nashik, Nagpur,Cochin, Raipur, Indore, Agra and Lucknow.

Extraa Home Loans

ICICI Bank Extraa Home Loans allow you to enhance your loan amount by up to 20% and also provide you an option to extend the repayment period up to 67 years of age. This facility provides the dual advantage of improved affordability and a longer repayment period.The enhancement in loan/repayment period is backed by Mortgage Guarantee.

The facility is currently offered in Greater Mumbai, National Capital Region, Bengaluru and Surat. ICICI Bank Extraa Home Loans is available in three variants designed to address the needs of a wide range of customers:

Eg: For middle age, salaried customers: Suitable for salaried borrowers up to 48 years of age. While with regular home loan, you get a repayment schedule until the age of retirement, with this facility you may now extend the loan tenure up to 65 years of age.

Illustration

Mr. Raj Mehta, aged 47 years, aspires to buy a 2 BHK house worth Rs. 65 lakh. Mr Mehta has a family with two children, lives in Mumbai and has a monthly gross Income of Rs. 75,000.

He has accumulated Rs. 21 lakh for his own contribution. When he applies for a home loan, bank sanctions a loan of only Rs. 39 lakh with an EMI of Rs. 45,000 and 13-year tenure till 60 years of age. He faces a gap of Rs. 5 lakh to buy his dream house!

With Extraa Home Loans:

He gets a higher loan of Rs. 45.5 lakh (increase of 17%) with the same EMI

Longer repayment tenure of 18 years till 65 years

He pays a guarantee fee of Rs. 70,000

Home Overdraft

ICICI Bank Home Overdraft - Home loan Overdraft Facility:

ICICI Bank Home Overdraft is an innovative offering in our product suite for the salaried customers. This facility is available for existing Mortgage Loan customers and will be linked to your Salary / Savings Account. With Home Overdraft, you can now avail instant funds to meet your personal needs.

Features:

Flexibility of using funds at your convenience

Interest applicable on utilised amount

Facility available for Mortgage Loan customers

Pradhan Mantri Awas Yojna

Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme:

ICICI Bank offers "Credit Linked Subsidy Scheme" for Economically Weaker Section (EWS) and Lower Income Group categories under Pradhan Mantri Awas Yojana.

The beneficiaries of the scheme are:

Families not owning a pucca house

Economically Weaker Section (EWS) and Low Income Group (LIG)

Families comprising husband, wife and unmarried children

Scheme features:

Subsidy benefit of 6.5% p.a for first home buyers

Upfront subsidy benefit on principal outstanding

Balance Transfer Plus Top Up

Opt for this facility to lower your EMI obligation on your existing Home Loan from other Banks and Non-Banking Financial Companies (NBFCs) and avail additional funds for your personal or business needs.

Key Features

Attractive interest rate

Simplified documentation

Additional top-up loan amount up to 100% of the original home loan. Terms and Conditions apply.

Saral Rural Housing Loan

ICICI Bank Saral Rural Housing Loan is designed to empower the women borrower and weaker section to realise their dream of owning a home.

The credit facility will be extended for acquisition, construction, repairs, renovation or up-gradation of a house in rural areas.

Key Features:

Loan up to 90% of property value

Loan amount between 5 Lacs – 15 Lacs

Tenure between 3 - 20 years

About ICICI Bank

ICICI Bank Limited (the Bank) is a banking company. The Bank is a diversified financial services group offering a range of banking and financial services to corporate and retail customers through a variety of delivery channels. The Bank operates in the segments: retail banking, wholesale banking, treasury, other banking, life insurance, general insurance and others.

The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.

ICICI Bank Highlights

ICICI Bank was ranked first in ‘The Brand Trust Report, India Study 2016’ done by Trust Research Advisory (TRA) under the BFSI category
‘Best Retail Bank in India’ in Asia Pacific, at the Asian Banker Excellence in Retail Financial Services International Awards 2016.
‘Best Employee Engagement Initiative’ Middle-East and Africa at the Asian Banker Excellence in Retail Financial Services International Awards 2016
IBA Banking Technology Awards 2016 in the category of 'The Best Use of Technology to Enhance Customer Experience'
ICICI Bank won the 'Global Safety Awards 2016' organised by The Energy and Environment Foundation
ICICI Bank won ‘Best Private Sector Bank’ under ‘Global Business’ category at the ‘Dun & Bradstreet Banking Awards 2015

Home Loan Can Be Used For Many Purposes Like Below

For Construction of a New House

For Purchase of Dream Home

For Interiors of Home

Purchase of Open Land

To Buy an Apartment

Home Renovation

To Purchase a New Villa

Construction of Commercial Building

Why Home Loans?

Most of the families prefer to have their own house whether big or small. There is a significant difference staying in a self owned house than in a rented shelter. House is the most costly asset owned by middle and upper middle class families and it has emotional value. Affording own house with actual money is not always possible. Even though a person has stable income, years of savings are required to own a house in this current market. A Home loan answers the problems of those people who are willing to have their own home but do not have sufficient money to do that. You can now own your dream home by availing Home loan.

Home loan is normally for purchase of a new House/ Flat/Plot or renovation/ renewing of existing residential or commercial properties. Home loans are provided by Banks and registered finance companies. In Indian market there are several Banks/ HFCs providing Home loans at competitive interest rates. Home loan is always secured against the property that you buy. In case you are unable to repay the loan amount the lending bank will have right to take possession of the home.

In case of a Home loan entire lump sum amount will be sanctioned and disbursed initially based on the credit worthiness. You can plan your housing loan repayment tenure varying from 10-30 years and is repayable in form of EMIs. The rate of interest applicable is linked with Bank's base rate. You have a option to chose floating interest rate or fixed interest rate for the loan amount. For those who want the EMI amount to be fixed and are intending to plan their payments accordingly can opt for fixed interest rate. Those who are ready to take minimal risk and intend to avail the advantage in the long run can avail floating rate of interest. Floating rate of interest is more beneficial in the long run.

Expert Advice

Best Practices for Home Loan

Buyer has to ensure sufficient due diligence before finalizing the property. Certain aspects like builder credibility, availability of required approvals, and legal clearance of property to be checked before buying a property. Though it costs little extra it is advisable to get the assistance of experts for buying a property. This will help in avoiding costly mistakes.
Calculate and plan the total expenditure involved in purchasing a property. Apart from the cost of the property there are other related expenses like stamp duty, loan application charges, processing fee, valuation fee, legal fee etc which need to be meet from own funds of the buyer. Property buyer to invest around 20-25% of the total cost apart from loan. It is to be ensured that sufficient cash reserves are available to meet these expenses.
Based on your earning and repaying capacity decide the home loan amount to be taken. The various factors to be taken into consideration include your income, fixed obligations, remaining work experience, future growth prospects, future expenses like children education, marriage etc, other source of income, job related risks etc. This thorough analysis will help in taking right decision. This will help in not making a mistake of taking small loan when your income supports higher loan and taking high loan when your income do not support a huge amount.
Improve your credit history. Clearing of all overdue before applying for home loan will helps to improve the credit score. It is to be noted that your loans will not go into 30-60 or 90 days delinquency which reduce the credit score. Loan dues to be paid before the credit card payments which have higher impact on the credit score then the credit card payment. Prioritize the payments.
Do hold all the documentation required for processing the loan in originals and copies. This will help in easy verification of documents and fast processing. Any change in the employment, changes in pay structure etc during the loan process to be intimated to the concerned officer who helps in avoiding disconnect.
Save the best possible amount from your income. This will help you in having the large down payment. During the tenure of loansave the income, which can be used for prepay of principal amount. Ensure that there are no prepayment charges before making prepayment.

Things not to do for Home Loan

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan. Any additional loan taken will reduce your Home Loan eligibility.
Do not be very optimistic about your future income and make a choice of high loan amount. This will increase your worries and you make feel unsecured.
Do not change your employer without knowing the impact on the approval of your Home loan.
Do not get into a contract with emotions, do proper research before taking a property and ensure it is right fit for you.
Do not jump into a conclusion, do the required homework before applying for home loan.
Do not forget to read the small print, ensure to read all the terms and conditions before signing the agreements.
Do not forget to make the payment of instalments. Ensure sufficient balance in the account to meet the EMI on a monthly basis.
Do not apply for a home loan only just you have eligibility. First select the property get the technical and legal cleared then go for the home loan. In case if you have applied for a home loan and it is sanctioned based on your income, subsequently property is not eligible under Bank norms you will end up losing the processing fee.

Interest Rates

1) Credit/CIBIL History:
If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate.

So next time you go around shopping for a Home loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on Home loan. So stay tuned!

Other Benefits

1) Tax Benefits:

As per Income Tax Act 1961, under section 80C, Principal repayment up to Rs. 100000 on your home loan taken for purchase or construction of a residential home property is eligible for deduction from gross salary on a annual basis.

As per Income Tax Act 1961, under section 24, Interest on home loan to an extent of Rs. 150000 P.A is allowed as expenditure under the head “Income from House Property”.

In case home loan is take by two or more jointly then under sec 80C deduction is allowed on proportionate basis.

2) Tips for Home Loan:

To increase the loan eligibility go for a joint loan. Combine your income with that your spouse or your parents.

Loans must not be taken for holidays, investing in stocks, weddings, buying expensive gadgets etc.

In case of Bad credit score take a short term loan (6 months) and repay it promptly and improve your score then.

Have the property insurance and buy loan protector life insurance for unexpected future risks.

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan.  Any additional loan taken will reduce your Home Loan eligibility.

Facts about Home Loans

The Banks/Financial Institutes takes care about the following, when you apply for a Home Loan.

A) Earnings & repayment capacity

The Banks/Financial Institutes have their own norms and hence there will be difference in the loan amounts sanctioned to you by different the Banks/Financial Institutes. The main focus of the Banks is on your repayment capacity. They analyze how comfortably you will be able to pay the EMIs throughout the tenure of the loan. This analysis is done based on the ratios like Fixed obligation to Income ratio (FOIR) and Installment to income ratio (IIR).

These ratios are expressed in percentage. FOIR includes all your fixed obligations including EMIs on your existing loans. IIR indicates the percentage of monthly home loan installment of the total income. These two ratios may vary based on actual salary details, years of experience, stability of income, professional qualification, future career growth prospects etc.

B) Property legal and technical clearance:

Banks will not finance all properties. Banks look into various aspects like type of property, locality, Builder etc. They have certain type of properties and localities classified as negative. Therefore before finalizing a property one has to check whether the property is eligible for funding. Though it costs you little extra it is always better to check the legal and technical aspects before buying a property. Banks normally have loan to value (LTV) of 70-85% of value/ cost of the property considering type of property.

Apart from the above two mentioned parameters there is one additional and most important thing the Bank looks into is Credit history. Willingness to repay can be understood from ones past credit history and banking track.

Before selecting the Bank the following are the few points to be understood. All these will help you in selecting a right home loan lender for purchasing your dream home.

1. What is the Loan amount which the Bank is willing to extend based on FOIR?
2. What is Loan to value of the property?
3. What is the EMI amount and repayment tenure allowed?
4. What are the prevailing Interest rates and what is offered to you?
5. What are the other charges involved like processing fee, administrative fees, legal & technical fee, prepayment penalties, stamping charges, annual maintenance charges, insurance policy etc?
NOTE: Last but not least do not forget that any default in payment of home loan installments is more costly than your regular rent payments. Any such default will affect your Credit history badly and you have to bear high penalty for the same.

Home Loan Vs Mortgage Loans

Home Loans Mortgage Loan
Home loan can be availed for own/purchase of new property (Home or Flat). Mortgage loans will be provided based on already owned property.
Under Home Loan, loan can be availed only for purchase of new property. There is no restriction on mortgage loan usage. It can be used for any purpose.
Housing Loan will be provided for max of 25 years, some banks can extend it to 30 years also. Mortgage loans will be restricted to max of 10 years of term, which will be varying from bank to bank in India.
Home Loans interest will be as low as 9.95% to max of 11.5%, these interest rates will be subject to change as per market condition. Interest rate will be very from 12% to max of 15% based on the bank to bank. Generally mortgage loans will be fixed interest loans.
Home Loan customers can be eligible for Income tax deduction of Rs 1.00 lakh on housing loan interest under section 80EE. This would be in addition to the existing tax benefit of Rs 1.5 lakh under section 24, only if the value of the property purchased should not exceed Rs 40 lakh. Also, it could result in maximum savings of Rs 30,000-31,000. If the money received from a mortgage loan is used for business purposes, the interest can be claimed as an expense on the balance sheet of the business. However, if an individual is using it for personal end use, like marriage or medical expenses, the interest is not tax deductible as per income tax guidelines.
Loan can be availed up to max of Rs. 1.0 Cr under home loan, for real estate project funding it can be up to Rs. 20.0 based on the bank risk appetite. Mortgage Loans can be avail up to Rs. 15.0 cr based on the type of property and its usage and value of property and eligibility of applicants as per banks norms.
There is no prepayment penalty for the housing loan customers, when the loan will be cleared by the own funds. There will be pre payment changes will be applicable for mortgage loans. This will be vary from 1% to 3% as per bank internal guidelines.
Part pre Payments will be allowed in Housing Loans. There were no part prepayment will be allowed for Mortgage loans.
Housing Loan can be availed with joint eligibility by Husband and wife or blood relatives. Mortgage loans also avail with the joint eligibility as company and director or blood relatives.
You can avail max of 80% of the property value as a home loan as per your eligibility criteria. In Mortgage Loan max of 65% property value can avail as a Loan based on the type of property.
You can avail a top loan facility on your home loan. Top up facility will be vary from bank to bank internal guidelines.

About Surat

Surat, is a port city previously known as Suryapur. It is the economical capital and former princely state in the Indian state of Gujarat. It is the eighth largest city and ninth largest urban agglomeration (after Pune) in India. Surat is the 3rd "cleanest city of India", and 4th fastest growing city of the world. Surat is famous for its food.

Surat is one of the most important places in the state of Gujarat. A major industrial hub, it is a city with a high standard of living. The importance of the city grows with the fact that the flourishing diamond cutting and polishing industry in Surat is the best in the world.

The history of Surat takes us back to the epic age of Mahabharata and Ramayana. According to mythological beliefs, Lord Krishna stopped in the city while his journey from Mathura to Dwarka. The Surat Port was considered important by the European traders. The British and the Portuguese waged battles against each other to gain supreme control over the trading route. The French and the Dutch also arrived in the city with merchandising objectives. The great Maratha warrior Shivaji attacked the city several times to usurp its wealth. In the beginning of the nineteenth century, the British gained overall control over the city. Since then, the city witnessed plenty of movements and agitations against the English atrocities. It has contributed a lot to the freedom movement of the country. Surat reorganized itself after the independence and soon emerged as one of the significant cities in India.

Places To Be Visited In Surat

The Old Fort

    The Old Fort is one of the popular tourist attractions in Surat. This fort of Surat has close association with the history of India. In the 14th century, the Old Fort has been constructed. Muhammed Tughlak, the then ruler took the initiative to build this fort in Surat.The Old Fort in Surat had been built by Tughlak as a fortification against the attack of Bhils. Bhils, were local tribal people of this region who rose against the Mughal ruler of India.The Old Fort is not merely a tourist spot in Surat but it has a historical importance. Surat has been always a witness to many incidents that are historically important.

SMC Building

    Surat Municipal Corporation Moguls Emperor Shahjahan has constructed this historical monument in the year 1644. Initially it was utilized as residence of Officer and Foreign tourists. The freedom fighters of 1857 were jailed over here. In the year 1867 the offices of Municipal Corporation was shitted there and since then it is used as an office of Surat Municipal Corporation.

Narmad Library

    It has been built up in the memory of famous Gujarati poet Narmad in the year 1991 at Ghod dod road one of the posh localities of modern Surat city. It has a wealthy collection of 1,50,000 books. The library has different sections like reading room, reference room, adult section and children section. The library is surrounding by beautiful garden.

Dumas Beach

    Dumas beach is a very popular destination situated at a distance of 18 km from Surat city. Due to high iron concentration, the sand takes an almost eerie black color, which is a probable reason why there are haunted stories of Dumas Beach.

Ambika Niketan Temple

    Ambika Niketan Temple, situated on the banks of River Tapti, was built in the year 1969. The temple is dedicated to Mother Goddess, who is in the form of Goddess Ashtabhuja Ambika.

Chintamani Jain Temple

    Chintanamani Jain Temple is an ancient temple situated near Rani Talab in Surat. This 400 year-old Jain temple is famous for its vegetable dye paintings of Jain preacher Acharya Hemchandra, Solanki King and King Kumarpala.

Sardar Patel Museum

    The Sardar Patel Museum was established in the city of Surat in the year 1890 and has since then has been highly recommended by the people, maintaining a popular position.

Total Number Of Branches In Surat (863)

BANK OF BARODA (126 Branches)STATE BANK OF INDIA (105 Branches)YES BANK (50 Branches)DENA BANK (44 Branches)HDFC BANK (44 Branches)ICICI BANK LTD (37 Branches)AXIS BANK (33 Branches)BANK OF INDIA (27 Branches)PUNJAB NATIONAL BANK (27 Branches)UNION BANK OF INDIA (26 Branches)CENTRAL BANK OF INDIA (25 Branches)IDBI BANK (21 Branches)SUTEX CO-OP BANK LTD (19 Branches)KOTAK MAHINDRA BANK LTD (19 Branches)CANARA BANK (18 Branches)THE VARACHHA CO-OP BANK LTD (18 Branches)SYNDICATE BANK (17 Branches)PRIME CO-OP BANK LTD (16 Branches)SURAT NATIONAL CO-OP BANK LTD (15 Branches)CORPORATION BANK (13 Branches)ANDHRA BANK (12 Branches)INDIAN OVERSEAS BANK (11 Branches)FEDERAL BANK (10 Branches)UCO BANK (10 Branches)VIJAYA BANK (9 Branches)ORIENTAL BANK OF COMMERCE (8 Branches)BANK OF MAHARASHTRA (8 Branches)INDIAN BANK (7 Branches)KALUPUR COMMERCIAL CO-OP BANK (7 Branches)INDUSIND BANK (6 Branches)THE MEHSANA CO-OP BANK (6 Branches)THE ZOROASTRIAN CO-OP BANK LTD (6 Branches)TAMILNAD MERCANTILE BANK LTD (4 Branches)ING VYSYA BANK (4 Branches)ALLAHABAD BANK (3 Branches)DCB BANK LTD (3 Branches)SARASWAT CO-OP BANK LTD (3 Branches)SOUTH INDIAN BANK (3 Branches)RBL BANK LTD (2 Branches)KARUR VYSYA BANK (2 Branches)PUNJAB & MAHARSHTRA CO-OP BANK (2 Branches)STATE BANK OF BIKANER & JAIPUR (2 Branches)STATE BANK OF MYSORE (2 Branches)STATE BANK OF PATIALA (2 Branches)STATE BANK OF TRAVANCORE (2 Branches)TJSB SAHAKARI BANK LTD (2 Branches)BANDHAN BANK LTD (2 Branches)CITY UNION BANK LTD (2 Branches)DHANALAXMI BANK (2 Branches)LAKSHMI VILAS BANK (2 Branches)NEW INDIA CO-OP BANK LTD (2 Branches)NKGSB CO-OP BANK LTD (1 Branches)NUTAN NAGARIK SAHAKARI BANK LTD (1 Branches)KAPOL CO-OP BANK LTD (1 Branches)KARNATAKA BANK LTD (1 Branches)HSBC BANK (1 Branches)JAMMU & KASHMIR BANK LTD (1 Branches)BHARAT CO-OP BANK MUMBAI LTD (1 Branches)DEUSTCHE BANK (1 Branches)DEVELOPMENT BANK OF SINGAPORE (1 Branches)CATHOLIC SYRIAN BANK LTD (1 Branches)CITI BANK (1 Branches)THE NASIK MER CO-OP BANK LTD (1 Branches)THE SHAMRAO VITHAL CO-OP BANK (1 Branches)UNITED BANK OF INDIA (1 Branches)STATE BANK OF HYDERABAD (1 Branches)PUNJAB & SIND BANK (1 Branches)STANDARD CHARTERED BANK (1 Branches)
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05-12-2017, 16:25
Punjab National Bank Raises Bulk Deposit Interest Rate By 0.5 percent
Punjab National Bank has increased interest rate on bulk deposit of over Rs 1 crore by 0.5 percent. Effective from December 1st.
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30-11-2017, 17:19
Allahabad Bank Slashes Marginal Cost of Funds Based Lending Rate by 5 bps
Allahabad bank reduced its Marginal cost of funds based lending rate by 5 basis points across all tenors with effective from December 1st.
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28-11-2017, 19:51
Paytm Payments Bank target is to become largest full service digital bank in the world
Paytm Payments Bank is targeting to become the world largest digital bank with 500 million bank accounts and aims to turn into an integrated financial services company that offers ...
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16-11-2017, 16:29
Dena Bank Offers Home Loans Interest Rate at 8.25 percent
Dena Bank said, it will offer home loans at 8.25 percent on a par with its one year marginal cost of funds based lending rate (MCLR) and the lowest in the industry for loan amounts ...
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11-11-2017, 14:56
Accept Paytm, BHIM, UPI Payments For Zero PCT (Patent Cooperation Treaty) Fee For Businesses
Good news for the businesses across India, they can now accept paytm, BHIM, UPI payments for zero fee and there will be no charges for receiving payments in your bank account. It w ...
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