ApnaLoanBazaar Main Menu

Personal Loan +

Personal Loan +

Home Loan +

Home Loan +

Business Loan +

Business Loan +

Mortgage Loan +

Mortgage Loan +

Doctor Loan +

Doctor Loan +

Credit Card +

Credit Card +

Educational Loan +

Educational Loan +

Basic Financial Tools +
Basic Financial Tools +

Resources +
Resources +

Apna Loan Bazaar +
Apna Loan Bazaar +

ICICI Bank Personal Loan in Kolkata

Interest Rate starts from 11.29%

ICICI Bank Personal Loan Interest rates in Kolkata

Please Find the Detailed ICICI Bank Personal Loan Interest Rates

Up To 30,00030,000 To 50,00050,000 To 75,00075000 Above
CAT A11.75%11.75%11.59%11.59%
CAT B14.25%11.75%11.75%11.75%
CAT C14.50%11.75%14.00%13.50%
Super CAT A11.29%11.75%11.59%11.59%

Features of ICICI Bank Personal Loan Kolkata

Type Features
Processing FeeUp to 2.25%
Pre Closure ChargesNil
Part Payment ChargesNil
Min Tenure1 Years
Max Tenure5 Years
Min Age23 Years
Max Age58 Years
Min Loan AmountRs.1,00,000/-
Max Loan AmountRs.30,00,000/-

ICICI Bank Personal Loan Kolkata Charges

Type Charges
E M I Bounce ChargesRs. 400/- per bounce
Duplicate Statement ChargesRs. 200/-
Cheque Swapping ChargesRs. 500/-
Issue Amortization Schedule DuplicateRs. 200/-
Default Interest Rate24.0% p.a

Documentation For Personal Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook

ICICI Bank Personal Loan FAQ's

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months.

Are there any additional charges?

A processing fee of 2% to 2.25% depending on the company you are employed in and location of the loan will be levied. This fee will be deducted from the disbursal amount payable to you.

How much time will it take for my loan to be approved?

Loans are approved within 72 hours of submission of complete documentation.

Do I have to provide any security, collateral or guarantors?

No security, collateral or guarantors are required for obtaining Personal Loans.

How do I repay the loan?

You can repay the loan in Equated Monthly Installments (EMI's) through post-dated cheques favouring ICICI Bank Limited, or if you have an ICICI Bank account you can mandate us to directly debit the same or by ECS ( Electronic Clearing Services) with any other Bank

Can I prepay my loan?

Yes, you can prepay the entire loan outstanding anytime after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.

How do I approach ICICI Bank for a Personal Loans?

"You can approach us in any of the following ways Apply Online Write to us using the Email Us option Call us at our 24 hour Customer Care Centre You can just walk into any of our branches. Receive a call "

Can I get a Personal Loan for business purpose?

Yes ICICI Bank offer Personal Loan for business purpose, to self employed individuals as well.

What is the procedure to prepay my Personal Loan?

"For prepayment of your Personal Loan account, please visit our nearest ICICI Bank branch. We request you to carry with you the following documents to complete the process: Request Letter signed by the loan applicant PAN Card (if the mode of payment is cash and the amount is more than Rs.50,000) Payment can be made through cash, cheque or demand draft. "

How can I prepay my Personal Loan as I am unable to visit branch?

"In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment. The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below: Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card) Authorisation letter from main applicant. "

Do you offer top up on existing Personal Loans?

ICICI Bank offer Top Up facility if you have paid 12 EMI on the existing Personal Loan.

Do you offer Balance Transfer facility ?

ICICI Bank offer Balance Transfer Facility if you have paid 12 EMI. Please contact your nearest branch or our call center for further details.

How can I obtain my un-banked PDC or Security PDCs?

In the event of the applicant's/s' wishes: to procure the post-dated cheques and / or security post dated cheques that remain un-banked at the end of the loan tenure / change of repayment mode; or details of such un-banked post dated cheques and / or security post dated cheques, the applicant/s must make a request for the same, within thirty days of closure of loan / change of repayment mode. If this is not done, ICICI Bank shall have the discretion / responsibility to destroy the un-banked post dated cheques including security post dated cheques without any further notice and ICICI Bank shall not have the obligation to return the same to the Applicant/s.

How do I update my mailing address, mobile number or e-mail ID registered under my loan account?

"You may update your mailing address, mobile number or e-mail ID through any of the following modes: Through Internet Banking: STEPS: Login to www.icicibank.com with your user ID and password Click on the ""Loans"" option Click on the ""Requests"" option Select the option ""Request for Address Change"" or ""E-mail and contact number updation"" Through our Customer Care: Call our 24-hour Customer Care and our executive will be glad to help you. At any ICICI Bank branch: Visit any ICICI Bank loan branch with a valid photo ID proof and submit an application. Apply online for an ICICI Bank Personal Loan With ICICI Bank Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a laptop, medical expenses or any other emergencies. With minimum documentation, you can now avail a personal loan for an amount up to Rs. 15 lakhs at attractive rates of interest. You may update your mailing address, mobile number or e-mail ID through any of the following modes: Through Internet Banking: "

Wedding Loans

Weddings have always been a thought provoking affair. The effort that goes into the planning - hotel booking months in advance, jewellery shopping for different occasions, wedding invitations, deciding on the caterers and much more.

Other ICICI Bank Personal Loan Products

Home Renovation

Home is where “your” story begins. All your dreams of making your place into a lovely home can be fulfilled easily now. Start making your place a more beautiful one with ICICI Bank Personal Loan for Home renovation.

Designing interiors or home improvement can bring with it a lot many hassles already such as deposit for the contractor, costs and quality raw materials, hiring an interior decorator/planner and above all, putting your own efforts to make all your dreams come alive in those four walls. But with ICICI Bank Personal Loan for Home renovation, insufficient funds would no longer be an issue.

Other ICICI Bank Personal Loan Products

Holiday Loan

A dream vacation that you always wanted to do with your family or friends can now be availed instantly with ICICI Bank Personal Loan at attractive rates. The loan comes with full freedom to choose the desired destination by taking care of your travel expenses.

Other ICICI Bank Personal Loan Products

Personal Loan - NRI

Be it a dream wedding or renovating your home, we understand your needs and offer you the opportunity to make life picture perfect with ICICI Bank Personal Loan for NRI.

Benefits of ICICI Bank Personal Loan for NRI:

No security / collateral required

Avail loan up to ? 10 lakh

Simplified documentation

Interest rates starting from 15.49% p.a.*

Applicant to be a resident Indian and the co-applicant NRI to be a close relative

Quick processing and disbursal

Other ICICI Bank Personal Loan Products

About ICICI Bank

ICICI Bank Limited (the Bank) is a banking company. The Bank is a diversified financial services group offering a range of banking and financial services to corporate and retail customers through a variety of delivery channels. The Bank operates in the segments: retail banking, wholesale banking, treasury, other banking, life insurance, general insurance and others.

The Bank provides a range of commercial banking and project finance products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to corporations, middle market companies and small and medium enterprises in India. Its commercial banking operations for retail customers consist of retail lending and deposit taking and distribution of third party investment products. It also offers agricultural and rural banking products.

ICICI Bank Highlights

ICICI Bank was ranked first in ‘The Brand Trust Report, India Study 2016’ done by Trust Research Advisory (TRA) under the BFSI category
‘Best Retail Bank in India’ in Asia Pacific, at the Asian Banker Excellence in Retail Financial Services International Awards 2016.
‘Best Employee Engagement Initiative’ Middle-East and Africa at the Asian Banker Excellence in Retail Financial Services International Awards 2016
IBA Banking Technology Awards 2016 in the category of 'The Best Use of Technology to Enhance Customer Experience'
ICICI Bank won the 'Global Safety Awards 2016' organised by The Energy and Environment Foundation
ICICI Bank won ‘Best Private Sector Bank’ under ‘Global Business’ category at the ‘Dun & Bradstreet Banking Awards 2015

Personal Loan Can Be Used For Many Purposes Like Below

Higher Education

Marriage

Vacations

Festivals

Medical Emergency

Home Renovation

Consumer Goods

School Fees

Why to Avail Personal Loans?

Multi-purpose loan
No security or Collateral free 
Fixed rate of Interest
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Quick processing and recommendable in emergency
Loan payable (Repayment) in easy installments
Repayment through ECS / Auto-debit / PDC
Applicable charges- Processing fee, Pre payment charges and delay charges
No part payments allowed
Online application with less paper work.
Credit score can be improved on complete payment without any delays
Age limits - min 18 years to max 55 years
Online application with less paper work.
Min loan amount 50,000
Max loan amount up to 20,00,000

Expert Advice

Best Practices for Personal Loan

Clear Identification of purpose and planned Budget.
Cost - benefit analysis
Peer comparison- ROI, PF and other charges and repayment tenor (shop around)
Know your credit history score and eligibility
Plan the repayment from the regular incomes than from futuristic/speculative income.
Check various other alternatives before availing a personal loan.n
Be clear on payment date and mode of payment like ECS, Online payments, Post dated cheques.
Terms and conditions to be clearly understood before signing up the agreement.
Take payment protection insurance
Ensure proper updation of contact details.

Things not to do for Personal Loan

Do not jump to apply a loan do the necessary homework
Do not borrow more than what is required.
Do not apply loan at too many places at a time.
Do not sign personal loans for others
Do not sign the terms and conditions without reading
Do not rush with the process.

Factors that affect interest rates on Personal Loan

Banks charge a different rate of interest depending on a whole host of factors. The interest rate can broadly vary between 14 - 24%. We take you through three such individual details that can affect the rate of interest charged by the bank.

1) Credit/CIBIL History:-
 If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:-:-
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:-:-
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate. So next time you go around shopping for a personal loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on personal loan. So stay tuned!

Personal Loan Advantages and Disadvantages

Personal Loan Advantages:

A) Easy availability:
 A lot of banks offer personal loans of various amounts and durations. You can pick and choose between them.
B) No collateral:
Personal loans are not very large amounts. They rarely exceed Rs. 4 lakhs. So there is no need to put up security or collateral against personal loan.
C) No criteria:
You can opt for a personal loan without having to explain to the bank why you need it. You can take a personal loan for any purpose including travelling, home repairs, medical emergencies.
D) Quickly available:
If you have a relationship with a bank you can get a personal loansanctioned within 24 hours. Personal loans also require very little paperwork.
E) Improves credit history:
If you regularly pay your EMIs on time then personal loans are a great way to improve your credit record. An improved CIBIL credit record can be very beneficial when you are looking for a new loan.

Personal Loans Disadvantages:

A) High interest rates:
 After credit cards, personal loans have the highest interest rates among credit products. Sometimes personal loans have higher rates than credit cards also.
B) High pre-payment penalty:
If you pre-pay your personal loans, banks often charge a high penalty.
C) Need good credit history:
Today, most banks give personal loans only to people with a good credit history. If someone regularly takes personal loans, he may be seen as someone who is not careful with his finances.
D) Affects credit report: 
If you default on your personal loan your CIBIL credit report reflects it and your credit rating and credit score are affected.
E) Bad image:
If banks access your CIBIL credit report and see a large number of personal loans, you are seen as someone who constantly needs money and who is indiscipline.

10 Things to Keep in Mind While Taking a Personal Loan

A personal loan must be taken only for emergencies. These include medical emergencies, urgent repairs to your home or if you need to cover up a shortfall in an education loan or any other emergency needs.
Loans must not be taken for holidays, investing in stocks, buying expensive gadgets etc.
The amount you pay for a personal loanshould ideally not be more than 25 percent of your salary every month.
Flexible tenures from 6 months up to 60 months based on the profile of the customer.
Do your research before applying to a bank for a personal loan. Lots of banks have different rates of interest for different loans. (Check here)
Don't choose a flat rate of interest. Always choose an option that calculates interest on the reducing balance method.
Bargain with banks so that they don't charge you a pre-payment penalty charge.
Try and keep the loan term short, preferably 1-3 years.
Do not take too many personal loans as it reflects on your credit history.
Banks may tell you that you have been pre-approved for a personal loan and that you can get the loan cheaper than other customers. Check for it.
If you have a very large credit card debt (interest on credit cards is usually between 25%-30% percent for a month), you can take a personal loan to pay that off (interest on personal loans is between 13% -17% for a month).

Personal Loans Precautions

1. Clear Identification of purpose and planned Budget:  

One should have a clear identification of purpose of availing personal loan. Never opt for a personal loan only just because you can. Going for personal loan is a wise decision only in case of emergency and where the purpose is unavoidable. Apart from the purpose one has to also plan and budget the total requirement well in advance before applying for a personal loan.
Borrowing more than what is required leads to unnecessary debt. In certain instances borrowing far less than required amount may result in not serving the purpose. Therefore one has to make complete budget of the purpose and plan his / her borrowings accordingly. It is always to be noted that money one's spent is lost forever and unnecessary debt can lead to financial stress.

2. Understand the need Vs personal Loan:

Before opting for a personal loan one has make cost – benefit analysis of various kind of other loans which customer can get in the market. In case of emergency and unavoidable situations you can go for personal loan but where the purpose is to improve the life – like buying a fuel efficient car customer has to analyze the cost and benefits involved in the long run. In this scenario it is to be understood that in long run the benefits from purchase of new fuel efficient car should be greater than the interest charges and other costs involved in availing personal loan.

3. Check for Better rate:

Before availing a personal loan from any particular Bank/ NBFC customer has to compare interest payable and other charges to know the best annual percentage rates available in the market. Though the customer has a pre approved personal loan at a concessional rate with a particular Bank, he/ she might get the loan at a comparatively still lower rates with others. Therefore it is always better to check with 3-4 Banks before making the mindset to proceed with any one in particular. ApnaLoanBazaar will always provide the industry best rates, which are available in the Indian market. Check for Personal Loan Interest rates with ApnaLoanbazaar

Also the repayment tenure is other point to be noted before taking a loan. Eg: Some Bank's may offer maximum repayment tenor of 36 months whereas some others may offer maximum up to 60 months. Customer has to decide the repayments based on his income in consideration of his / her other obligations.

4. Credit scoring & Eligibility Criteria: 

Personal loans best feature is collateral free and quick loan process, Hence Bank/NBFC will carefully analysis of your credit history. Customers with good credit history score will have high bargaining power. Customers with moderate / Low credit history may end up taking loans at higher rate of interest and Banks will have advantage of it. Customers have to ensure that they do not have any overdue while going for a personal loan. It is advisable to clear the credit card outstanding and other loan overdue before going for a personal loan as it improves credit worthiness. It is to be noted that not only income of the customer but Leverage is considered for arriving the limits. Generally Bank/NBFC prefer the credit score is above 730 for funding the personal Loan.

ApnaLoanBazaar will help you to know your CIBIL(Credit) Score: Know your Credit Score here

5. Plan the repayment from the regular:

Customer has to be aware of repayment tenor, monthly repayment date, mode of payment and installment amount. Repayment tenor to be planned based on the income and obligations. Over burden of EMI may result in delay and sometimes even default of the loan amount. Customer shall not forget the repayment date and maintain sufficient balances in the account for meeting the EMIs. Payment of EMIs by way of ECS through account is preferable to avoid unintentional delays. Even online payment from account is a suggestible mode of payment. In case of salaried employees it is better to opt the monthly repayment date to be within first week of the month. In case of entrepreneurs/ Businessmen the EMIs are to be planned from their regular income than depending on some other futuristic/speculative sources.

6. Terms & Conditions:

All the terms and conditions to be read carefully, before sign the loan agreement. Terms in smaller font to be observe carefully. Payment terms to be noted and have to maintain sufficient balance in the account for meeting the EMIs. Check the correctness of the updated personal details. Mobile alerts, Email alerts will remind the due date of payment and confirm the receipt of amount. In his/ her busy schedule customer may forget the due date whereas these alerts will remind them and help in making the payments on time.

Other Important Points to be noted:

In general the larger the loan amount the lower the interest rate. In some instances you may save on borrowing slightly higher. Plan accordingly.
Do not make late payments; there is risk of delay charges and increase in annual rate. This will also affect your credit history.
Co-signing of any other individuals’ personal loan to be done with extreme caution because any default by them will affect your credit history.
Good payment track will improve the credit history and make you eligible for additional loans with lower interest rate benefits.

About Kolkata

"Kolkata also known as Calcutta is the capital of the Indian state of West Bengal. Located on the east bank of the Hooghly River, the city is regarded as the cultural capital of the country. It is at the same time the financial capital of eastern India, a gateway to the far-flung areas of the region. It is largely a British creation and was the capital of British India till the beginning of the 20th century.

The city slowly gained ground and importance till 1756 when Siraj-ud-daulah Nawab of Murshidabad attacked the town. Most of the British fled the city but the unfortunate ones became prey to what came to be later known as the Black Hole of Calcutta. The independence of India and the end of the 20th century saw a positive change in Kolkata - from power to transport to telephones, a lot of the once crumbling infrastructure has now improved.

"

Places To Be Visited In Kolkata

Santiniketan

    Santiniketan, literally means abode of Peace and a place reverberating with the memory of the great poet Rabindranath Tagore, is the embodiment of peace and tranquility and the world renowned Visva Bharathi University is located at this place. Here in this University and in Santhiniketan cultures of west and east meet together for common cause of World Peace and it attracts many talented students from all India and other foreign countries. It has the stature of a spiritual meeting place in a serene, artistic and culturally rich secluded environment.

Victoria Memorial

    The Victoria Memorial was built in the memories of Queen Victoria after her death in 1902. it was opened to general public in the year 1921. The magnificent building was designed by William Emerson, a famous architect of that era. The cost of construction that time amounted to Rs.10.5 million which was voluntarily donated by British and Indian people. Inside the Memorial there are various painting of the Royal British families, royal and historic artifacts, lithographs and documents of the historical interests. Today the monument is a major landmark of Kolkata.

Howrah Bridge

    Howrah Bridge of Kolkata is also known as Rabindra Setu. The Howrah Bridge of Kolkata is the busiest bridge in the world. The bridge caters to about 1,00,000 vehicles and uncountable pedestrians. The bridge is 450 meter long and it stands over Hooghly River without any pylon. The bridge is the best example of the 20th century engineering techniques. today it is one of the most visited tourist attraction in Kolkata.

Fort William

    The Fort is named after King William III of England. Fort William was constructed in 1781 to mark the victory of Robert Clive over Sir David Ochterlony at Plassey. The large patch of garden that surrounds the fort is called the maidan. The Maidan is 3 kilometer long and 1 kilometer wide. It is the largest urban park in Kolkata. Within the Fort’s premise there lies a church, cinema, boxing stadium, market, football ground, post and telegraph office, swimming pool and firing range.

Dakshineshwar Kali Temple

    As the name says, the temple is dedicated to Goddess Kali. The construction of the temple started in the year 1847. The founder of this temple is Rasmani, the queen of Janbazar. The temple is located on the banks of Hooghly River. The main deity of temple is Bhavatarini who is a form of Devi Kali. It is believed that the person who worships Devi Bhavatarini, will overcome all his sorrows and problems. The temple is spread over 25 acres of land that includes the temple premise and the surrounding gardens.

St. Paul’s Cathedral

    The St. Paul’s Cathedral is built on the basis of Indo-Gothic architectural style and was designed by Major William Nairn Forbes. The foundation of the building was laid in 1839. It took eight long years to complete the construction. The main building was destroyed twice because of the massive earthquakes and was rebuilt. The last time it was destroyed in 1934 and was re-built on the lines of the Bell Harry Tower of Canterbury Cathedral.

Total Number Of Branches In Kolkata (2168)

STATE BANK OF INDIA (317 Branches)BANDHAN BANK LTD (241 Branches)UNITED BANK OF INDIA (151 Branches)ALLAHABAD BANK (110 Branches)UCO BANK (104 Branches)ICICI BANK LTD (101 Branches)HDFC BANK (98 Branches)PUNJAB NATIONAL BANK (85 Branches)BANK OF BARODA (75 Branches)AXIS BANK (73 Branches)INDIAN OVERSEAS BANK (69 Branches)CANARA BANK (63 Branches)CENTRAL BANK OF INDIA (62 Branches)UNION BANK OF INDIA (61 Branches)BANK OF INDIA (60 Branches)SYNDICATE BANK (45 Branches)ORIENTAL BANK OF COMMERCE (34 Branches)VIJAYA BANK (32 Branches)INDIAN BANK (32 Branches)IDBI BANK (32 Branches)DENA BANK (27 Branches)KOTAK MAHINDRA BANK LTD (26 Branches)CORPORATION BANK (25 Branches)BANK OF MAHARASHTRA (20 Branches)ANDHRA BANK (20 Branches)FEDERAL BANK (19 Branches)PUNJAB & SIND BANK (16 Branches)STANDARD CHARTERED BANK (15 Branches)STATE BANK OF BIKANER & JAIPUR (15 Branches)INDUSIND BANK (14 Branches)ING VYSYA BANK (14 Branches)YES BANK (13 Branches)SOUTH INDIAN BANK (12 Branches)STATE BANK OF HYDERABAD (10 Branches)STATE BANK OF MYSORE (9 Branches)KARNATAKA BANK LTD (9 Branches)KARUR VYSYA BANK (7 Branches)HSBC BANK (7 Branches)STATE BANK OF TRAVANCORE (6 Branches)STATE BANK OF PATIALA (4 Branches)RBL Bank Limited (4 Branches)DHANALAXMI BANK (4 Branches)DCB BANK LTD (3 Branches)CATHOLIC SYRIAN BANK LTD (3 Branches)THE ROYAL BANK OF SCOTLAND N V (3 Branches)LAKSHMI VILAS BANK (2 Branches)CITI BANK (2 Branches)CITY UNION BANK LTD (2 Branches)STATE BANK OF INDIA (2 Branches)JAMMU & KASHMIR BANK LTD (2 Branches)DEUSTCHE BANK (1 Branches)DEVELOPMENT BANK OF SINGAPORE (1 Branches)IDFC BANK LTD (1 Branches)BANK OF AMERICA (1 Branches)B N P PARIBAS (1 Branches)BHARATIYA MAHILA BANK LTD (1 Branches)RESERVE BANK OF INDIA (1 Branches)TAMILNAD MERCANTILE BANK LTD (1 Branches)
26-06-2017, 16:44
Nominated banks are not taking fresh orders for gold imports till GST clarity emerges on July 1
The $5 an ounce discount in the gold market has reduced sharply as bullion banks have stopped importing on consignment basis until clarity emerges on GST. Banks prefer to wait and ...
Read More
21-06-2017, 13:07
Paytm seeks RBI licence to start money market fund
Paytm has applied for a licence to set up a money market mutual fund that will enable the company to expand its financial offerings to consumers
Read More
13-06-2017, 18:23
Axis Bank plans to raise Rs 5,000 crore from Debentures
Axis Bank said it proposes to raise Rs 5,000 Cr from debentures to fund business growth
Read More
13-06-2017, 18:16
NPCI is planning to ask banks not to charge for payments made through UPI
National Payments Corporation of India is planning to ask banks not to charge for transactions made through the Unified Payments Interface to promote digital payments and prevent c ...
Read More
08-06-2017, 18:22
SBI says Future Ready with transaction speed of 15,000 per second
SBI has attained the speed of 15,000 transactions per second as against the current utilization of only 4,600 per second, and is Future Ready
Read More
08-06-2017, 17:51
NPCI planning to ask banks not to charge for payments made through UPI
National Payments Corporation of India is planning to ask banks not to charge for transactions made through the Unified Payments Interface to promote digital payments and prevent c ...
Read More