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Standard Chartered Bank Home Loan in Mumbai

Interest Rate starts from 9.41%

Standard Chartered Bank Home Loan Interest rates in Mumbai

Please Find the Detailed Standard Chartered Bank Home Loan Interest Rates For Various Categories

Standard Chartered Bank Home Loan Floating interest Rates

Up To 30,000,00
Salaried9.41%

Loan To Value (LTV) For Standard Chartered Bank Home Loan in Mumbai

Please Find the Detailed Margin Money Details For Standard Chartered Bank Home Loan

Features of Standard Chartered Bank Home Loan Mumbai

Type Features
Processing FeeUpto 1%
Pre Closure ChargesNil
Part Payment ChargesNil
Min Tenure5 Years
Max Tenure25 Years
Min Age21 Years
Max Age60 Years

Standard Chartered Bank Home Loan Mumbai Charges

Type Charges
E M I Bounce Charges24% Per Annum
Duplicate Statement ChargesNA
Insurance CoverNA
Inspection ChargesNA
Legal Opinion Valuation ChargesNA
Validity Of SanctionNA
Cheque Swapping ChargesNA
Bounce Cheque ChargesRs.495/-
Issue Duplicate Provisional Interest CertificateNil
Issue Duplicate Interest CertificateNil
Duplicate Balance CertificateNil
Issue Amortization Schedule DuplicateNil
Switch Variable To FixedUpto 1% on principal outstanding
Switch Fixed To VariableUpto 1% on principal outstanding
Photocopy DocumentsRs.300/-

Documentation For Home Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Passport
  • Telephone bill (BSNL/MTNL)
  • Electricity bill
  • Title deed of property
  • Rental agreement
  • Driving license
  • Election ID card
  • Photo-credit card (with last two month statements)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook
  • Min of 15 years of Link documents of Property
  • Min 15 Years of Encumbrance Certificate (EC) of the property obtained from Govt. Authorities
  • Property Sanction plan
  • BRS/LRS copies (if required, any)

Standard Chartered Bank Home Loan FAQ's

What are the documents that I need to submit when I apply for the loan?

"The primary documents that have to submitted are: Application form with self attested photograph o Identity, Age & Residence Proof o Bank Statement o Income Documents o Processing Fee Cheque o Property Papers There may be additional documents that are needed, details of which would be given to you at the time of application. "

What are the maximum and minimum loan amounts that can be availed?

The loan amount can go up to Rs. 10 crore, depending on your repayment capacity, and the city where the loan is disbursed. The minimum loan amount that can be availed is Rs. 5 lakhs.

Who all can be co-applicants on the home loan?

You can include your immediate relatives (spouse, parents, or children) as co-applicants on the loan. Siblings can be co-applicants if they are co-owners to the property. You also have the option of including proprietor concerns, partnership firms, private limited companies, and closely held limited companies as co-applicants.

What is the amount of processing fees that I have to pay?

Processing fee would vary from 0.5 % - 1.50% of the sanctioned loan amount depending upon the scheme you opt for.

Will SCB refund my processing fee?

If Standard Chartered Banks are unable to sanction the loan to you, the processing fees minus Rs. 2000 will be refunded to you. In case your loan has been sanctioned, the processing fees will not be refunded.

How long does it take to get a sanction for the loan?

After you have given us all the relevant documents, you can get a sanction for the loan within 5 working days, under normal circumstances.

What are my options for repayment?

"You can choose among the following options to give repayment instructions: o Electronic Clearing System (ECS). o Standing Instructions on your Standard Chartered account".

If the property is under construction, and I have not taken full disbursal, what options do I have regarding payment of EMI?

You have the option of paying either pre EMI (interest on the amount of loan disbursed thus far) or full EMI during this period.

How is the interest on my loan calculated?

The interest is calculated on a daily reducing balance and is charged with monthly rests.

Can I convert from a fixed rate of interest to a variable rate or vice versa?

At the discretion of SCB, you have the option of changing your interest type from Fixed to Variable or vice-versa provided you pay 1.5% of the principal outstanding at the time of exercising the option.

Having taken a home loan, can I take a top-up loan without offering any additional security?

Yes. Once you have completed six months of repayment on your home loan, Standard Chartered Bank offer you the option of applying for a top up loan, over and above your existing home loan.

About Standard Chartered Bank

"Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,700 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa and the Middle East.

Standard Chartered Bank is India's largest international bank with 99 branches in 42 cities, and this bank is been operating in India since 1858 In 1858, it opened its first branches in Calcutta, Bombay and Shanghai. Standard Chartered Bank is offering Credit Cards, Accounts & Deposits, Personal Loans, Against Securities, Against Term Deposits, Home Loan, Balance Transfer, Loan against Property.

Standard Chartered bank is Home Saver is a unique home loan that enables you to pay your home loan in half the time, at half the cost. A linked Transaction Account will be associated with your Home Loan. The surplus money in your Linked Transaction Account will be used to offset the principal of your home loan, which will result in faster closure of your loan. Effectively, interest will be paid only on the difference between the outstanding loan amount and your surplus funds."

Standard Chartered Bank Highlights

Best Foreign Bank 2012 - Bloomberg Financial Leadership Awards
Financial Advisor of the Year Award 2012 - UTI CNBC
Best Private Bank in India by the Asian Private Banker at the Awards for Distinction 2012
Asia Cup - official partner of the bi-annual cricket tournament
The Economic Times Awards for Corporate Excellence - title sponsor from 2012 to 2016
Liverpool Football Club - our four year sponsorship started in June 2012.

Home Loan Can Be Used For Many Purposes Like Below

For Construction of a New House

For Purchase of Dream Home

For Interiors of Home

Purchase of Open Land

To Buy an Apartment

Home Renovation

To Purchase a New Villa

Construction of Commercial Building

Why Home Loans?

Most of the families prefer to have their own house whether big or small. There is a significant difference staying in a self owned house than in a rented shelter. House is the most costly asset owned by middle and upper middle class families and it has emotional value. Affording own house with actual money is not always possible. Even though a person has stable income, years of savings are required to own a house in this current market. A Home loan answers the problems of those people who are willing to have their own home but do not have sufficient money to do that. You can now own your dream home by availing Home loan.

Home loan is normally for purchase of a new House/ Flat/Plot or renovation/ renewing of existing residential or commercial properties. Home loans are provided by Banks and registered finance companies. In Indian market there are several Banks/ HFCs providing Home loans at competitive interest rates. Home loan is always secured against the property that you buy. In case you are unable to repay the loan amount the lending bank will have right to take possession of the home.

In case of a Home loan entire lump sum amount will be sanctioned and disbursed initially based on the credit worthiness. You can plan your housing loan repayment tenure varying from 10-30 years and is repayable in form of EMIs. The rate of interest applicable is linked with Bank's base rate. You have a option to chose floating interest rate or fixed interest rate for the loan amount. For those who want the EMI amount to be fixed and are intending to plan their payments accordingly can opt for fixed interest rate. Those who are ready to take minimal risk and intend to avail the advantage in the long run can avail floating rate of interest. Floating rate of interest is more beneficial in the long run.

Expert Advice

Best Practices for Home Loan

Buyer has to ensure sufficient due diligence before finalizing the property. Certain aspects like builder credibility, availability of required approvals, and legal clearance of property to be checked before buying a property. Though it costs little extra it is advisable to get the assistance of experts for buying a property. This will help in avoiding costly mistakes.
Calculate and plan the total expenditure involved in purchasing a property. Apart from the cost of the property there are other related expenses like stamp duty, loan application charges, processing fee, valuation fee, legal fee etc which need to be meet from own funds of the buyer. Property buyer to invest around 20-25% of the total cost apart from loan. It is to be ensured that sufficient cash reserves are available to meet these expenses.
Based on your earning and repaying capacity decide the home loan amount to be taken. The various factors to be taken into consideration include your income, fixed obligations, remaining work experience, future growth prospects, future expenses like children education, marriage etc, other source of income, job related risks etc. This thorough analysis will help in taking right decision. This will help in not making a mistake of taking small loan when your income supports higher loan and taking high loan when your income do not support a huge amount.
Improve your credit history. Clearing of all overdue before applying for home loan will helps to improve the credit score. It is to be noted that your loans will not go into 30-60 or 90 days delinquency which reduce the credit score. Loan dues to be paid before the credit card payments which have higher impact on the credit score then the credit card payment. Prioritize the payments.
Do hold all the documentation required for processing the loan in originals and copies. This will help in easy verification of documents and fast processing. Any change in the employment, changes in pay structure etc during the loan process to be intimated to the concerned officer who helps in avoiding disconnect.
Save the best possible amount from your income. This will help you in having the large down payment. During the tenure of loansave the income, which can be used for prepay of principal amount. Ensure that there are no prepayment charges before making prepayment.

Things not to do for Home Loan

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan. Any additional loan taken will reduce your Home Loan eligibility.
Do not be very optimistic about your future income and make a choice of high loan amount. This will increase your worries and you make feel unsecured.
Do not change your employer without knowing the impact on the approval of your Home loan.
Do not get into a contract with emotions, do proper research before taking a property and ensure it is right fit for you.
Do not jump into a conclusion, do the required homework before applying for home loan.
Do not forget to read the small print, ensure to read all the terms and conditions before signing the agreements.
Do not forget to make the payment of instalments. Ensure sufficient balance in the account to meet the EMI on a monthly basis.
Do not apply for a home loan only just you have eligibility. First select the property get the technical and legal cleared then go for the home loan. In case if you have applied for a home loan and it is sanctioned based on your income, subsequently property is not eligible under Bank norms you will end up losing the processing fee.

Interest Rates

1) Credit/CIBIL History:
If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate.

So next time you go around shopping for a Home loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on Home loan. So stay tuned!

Other Benefits

1) Tax Benefits:

As per Income Tax Act 1961, under section 80C, Principal repayment up to Rs. 100000 on your home loan taken for purchase or construction of a residential home property is eligible for deduction from gross salary on a annual basis.

As per Income Tax Act 1961, under section 24, Interest on home loan to an extent of Rs. 150000 P.A is allowed as expenditure under the head “Income from House Property”.

In case home loan is take by two or more jointly then under sec 80C deduction is allowed on proportionate basis.

2) Tips for Home Loan:

To increase the loan eligibility go for a joint loan. Combine your income with that your spouse or your parents.

Loans must not be taken for holidays, investing in stocks, weddings, buying expensive gadgets etc.

In case of Bad credit score take a short term loan (6 months) and repay it promptly and improve your score then.

Have the property insurance and buy loan protector life insurance for unexpected future risks.

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan.  Any additional loan taken will reduce your Home Loan eligibility.

Facts about Home Loans

The Banks/Financial Institutes takes care about the following, when you apply for a Home Loan.

A) Earnings & repayment capacity

The Banks/Financial Institutes have their own norms and hence there will be difference in the loan amounts sanctioned to you by different the Banks/Financial Institutes. The main focus of the Banks is on your repayment capacity. They analyze how comfortably you will be able to pay the EMIs throughout the tenure of the loan. This analysis is done based on the ratios like Fixed obligation to Income ratio (FOIR) and Installment to income ratio (IIR).

These ratios are expressed in percentage. FOIR includes all your fixed obligations including EMIs on your existing loans. IIR indicates the percentage of monthly home loan installment of the total income. These two ratios may vary based on actual salary details, years of experience, stability of income, professional qualification, future career growth prospects etc.

B) Property legal and technical clearance:

Banks will not finance all properties. Banks look into various aspects like type of property, locality, Builder etc. They have certain type of properties and localities classified as negative. Therefore before finalizing a property one has to check whether the property is eligible for funding. Though it costs you little extra it is always better to check the legal and technical aspects before buying a property. Banks normally have loan to value (LTV) of 70-85% of value/ cost of the property considering type of property.

Apart from the above two mentioned parameters there is one additional and most important thing the Bank looks into is Credit history. Willingness to repay can be understood from ones past credit history and banking track.

Before selecting the Bank the following are the few points to be understood. All these will help you in selecting a right home loan lender for purchasing your dream home.

1. What is the Loan amount which the Bank is willing to extend based on FOIR?
2. What is Loan to value of the property?
3. What is the EMI amount and repayment tenure allowed?
4. What are the prevailing Interest rates and what is offered to you?
5. What are the other charges involved like processing fee, administrative fees, legal & technical fee, prepayment penalties, stamping charges, annual maintenance charges, insurance policy etc?
NOTE: Last but not least do not forget that any default in payment of home loan installments is more costly than your regular rent payments. Any such default will affect your Credit history badly and you have to bear high penalty for the same.

Home Loan Vs Mortgage Loans

Home Loans Mortgage Loan
Home loan can be availed for own/purchase of new property (Home or Flat). Mortgage loans will be provided based on already owned property.
Under Home Loan, loan can be availed only for purchase of new property. There is no restriction on mortgage loan usage. It can be used for any purpose.
Housing Loan will be provided for max of 25 years, some banks can extend it to 30 years also. Mortgage loans will be restricted to max of 10 years of term, which will be varying from bank to bank in India.
Home Loans interest will be as low as 9.95% to max of 11.5%, these interest rates will be subject to change as per market condition. Interest rate will be very from 12% to max of 15% based on the bank to bank. Generally mortgage loans will be fixed interest loans.
Home Loan customers can be eligible for Income tax deduction of Rs 1.00 lakh on housing loan interest under section 80EE. This would be in addition to the existing tax benefit of Rs 1.5 lakh under section 24, only if the value of the property purchased should not exceed Rs 40 lakh. Also, it could result in maximum savings of Rs 30,000-31,000. If the money received from a mortgage loan is used for business purposes, the interest can be claimed as an expense on the balance sheet of the business. However, if an individual is using it for personal end use, like marriage or medical expenses, the interest is not tax deductible as per income tax guidelines.
Loan can be availed up to max of Rs. 1.0 Cr under home loan, for real estate project funding it can be up to Rs. 20.0 based on the bank risk appetite. Mortgage Loans can be avail up to Rs. 15.0 cr based on the type of property and its usage and value of property and eligibility of applicants as per banks norms.
There is no prepayment penalty for the housing loan customers, when the loan will be cleared by the own funds. There will be pre payment changes will be applicable for mortgage loans. This will be vary from 1% to 3% as per bank internal guidelines.
Part pre Payments will be allowed in Housing Loans. There were no part prepayment will be allowed for Mortgage loans.
Housing Loan can be availed with joint eligibility by Husband and wife or blood relatives. Mortgage loans also avail with the joint eligibility as company and director or blood relatives.
You can avail max of 80% of the property value as a home loan as per your eligibility criteria. In Mortgage Loan max of 65% property value can avail as a Loan based on the type of property.
You can avail a top loan facility on your home loan. Top up facility will be vary from bank to bank internal guidelines.

About Mumbai

Mumbai, which was previously known as Bombay is a major metropolitan city of India. It is the state capital of Maharashtra . Mumbai city is known as the business capital of India, it being the country's principal financial and communications centre. The city has the largest and the busiest port handling India's foreign trade and a major Interntional airport. India's largest Stock Exchange which ranks as the third largest in the world, is situated in Mumbai. Here, trading of stocks is carried out in billions of rupees everyday.

Historic All India Congress Committee session was started on 7th of August 1942 at Gowala Tank Maidan. Mahatma Gandhi gave 'Quit India' call at this session. British arrested the Indian leaders soon afterwards but the momentum of the Quit India movement could not be stopped and led to the final withdrawal of the British on 15 August 1947.After independence, the state of Bombay was split into Maharashtra and Gujarat states in 1960 on linguistic basis, while the former retaining Bombay city as its capital.

Places To Be Visited In Mumbai

Gateway of India

    Mumbai's most recognized monument, the Gateway of India, was constructed to commemorate the visit of King George V and Queen Mary to the city. It's also a popular place to start exploring Mumbai. These days the atmosphere around the monument resembles a circus at times, with numerous vendors peddling everything from balloons to Indian tea.

Heritage Buildings

    Mumbai has some captivating heritage buildings where you can marvel over staggering examples of intricate colonial architecture. Some of the best are the Gothic looking Prince of Wales Museumin the Kala Ghoda art precinct, Victoria Terminus (CST) railway station, the Bombay High Court and the buildings of Horniman Circle in the Fort area. The feature of Horniman Circle is its huge gardens, which provide a welcome respite from the hustle and bustle of the city. Also have a wander past the historic 18th century homes in Khotachiwadi village.

Haji Ali

    The imposing Haji Ali is both a mosque and tomb. It was built in 1431 by wealthy Muslim merchant and Sufi saint Pir Haji Ali Shah Bukhari, who was inspired to change the course of his life after going to Mecca. It also contains his body. Situated in the middle of the ocean, Haji Ali is only accessible during low tide from a narrow, 500 yard long walkway.

Caves and National Park

    In contrast to its millions of inhabitants and sprawling development, Mumbai surprisingly also has a national parklocated within its limits and the many ancient Buddhist caves, which have been hand carved into volcanic rock there. More caves, dedicated to the Hindu Lord Shiva, can also be found on Elephanta Island.

Juhu and Marine Drive Chowpatty Beaches

    The Juhu Beach in Mumbai is one of the most famous Indian beaches.It is located approximately 18 km from the city center and is a desired location for most film shootings.

Kala Ghoda Art Precinct

    Kala Ghoda, meaning "Black Horse" in reference to a statue that was once located there, is Mumbai's cultural center. This crescent-shaped stretch is home to Mumbai's best art galleries and museums. It's also filled with cultural spaces, including some wonderful pavement galleries.

Total Number Of Branches In Mumbai (2316)

STATE BANK OF INDIA (337 Branches)UNION BANK OF INDIA (168 Branches)SARASWAT CO-OP BANK LTD (154 Branches)THE SHAMRAO VITHAL CO-OP BANK (114 Branches)BANK OF MAHARASHTRA (103 Branches)PUNJAB NATIONAL BANK (91 Branches)YES BANK (89 Branches)SYNDICATE BANK (73 Branches)ORIENTAL BANK OF COMMERCE (68 Branches)VIJAYA BANK (61 Branches)KOTAK MAHINDRA BANK LTD (58 Branches)ABHYUDAYA CO-OP BANK LTD (57 Branches)BHARAT CO-OP BANK MUMBAI LTD (55 Branches)UCO BANK (51 Branches)ALLAHABAD BANK (46 Branches)ANDHRA BANK (42 Branches)PUNJAB & MAHARSHTRA CO-OP BANK (34 Branches)STATE BANK OF HYDERABAD (33 Branches)HDFC BANK (30 Branches)FEDERAL BANK (29 Branches)BANDHAN BANK LTD (29 Branches)IDBI BANK (28 Branches)INDUSIND BANK (28 Branches)STATE BANK OF PATIALA (26 Branches)UNITED BANK OF INDIA (24 Branches)AXIS BANK (24 Branches)ICICI BANK LTD (22 Branches)THE MUNICIPAL CO-OP BANK LTD (22 Branches)STATE BANK OF TRAVANCORE (21 Branches)STATE BANK OF MYSORE (21 Branches)PUNJAB & SIND BANK (19 Branches)TJSB SAHAKARI BANK LTD (19 Branches)RBL BANK LTD (18 Branches)STANDARD CHARTERED BANK (18 Branches)STATE BANK OF BIKANER & JAIPUR (17 Branches)SOUTH INDIAN BANK (17 Branches)LAKSHMI VILAS BANK (16 Branches)KAPOL CO-OP BANK LTD (15 Branches)CANARA BANK (15 Branches)JAMMU & KASHMIR BANK LTD (13 Branches)THE ZOROASTRIAN CO-OP BANK LTD (13 Branches)NKGSB CO-OP BANK LTD (12 Branches)APNA SAHAKARI BANK LTD (12 Branches)CORPORATION BANK (10 Branches)TAMILNAD MERCANTILE BANK LTD (10 Branches)CITIZEN CREDIT CO-OP BANK LTD (9 Branches)BANK OF BARODA (9 Branches)G P PARSIK BANK (8 Branches)MAHANAGAR CO-OP BANK (7 Branches)STATE BANK OF INDIA (6 Branches)DENA BANK (6 Branches)DEUSTCHE BANK (6 Branches)CENTRAL BANK OF INDIA (6 Branches)THE ROYAL BANK OF SCOTLAND N V (6 Branches)BANK OF INDIA (5 Branches)NEW INDIA CO-OP BANK LTD (5 Branches)IDFC BANK LTD (5 Branches)INDIAN BANK (5 Branches)ING VYSYA BANK (4 Branches)KARNATAKA BANK LTD (3 Branches)KALYAN JANATA SAHAKARI BANK (3 Branches)BASSEIN CATHOLIC CO-OP BANK LTD (3 Branches)BARCLAYS BANK (2 Branches)CITY UNION BANK LTD (2 Branches)AHMEDABAD MERCANTILE CO-OP BANK (2 Branches)MIZUHO CORPORATE BANK LTD (2 Branches)JANASEVA SAHAKARI BANK LTD (2 Branches)JANATA SAHAKARI BANK LTD (2 Branches)KALUPUR COMMERCIAL CO-OP BANK (2 Branches)INDIAN OVERSEAS BANK (2 Branches)EXPORT IMPORT BANK OF INDIA (2 Branches)DCB BANK LTD (2 Branches)DOHA BANK QSC (2 Branches)HSBC BANK (2 Branches)THE NASIK MER CO-OP BANK LTD (2 Branches)THE KARAD CO-OP BANK LTD (2 Branches)SHINHAN BANK (2 Branches)SOCIETE GENERALE (1 Branches)RESERVE BANK OF INDIA (1 Branches)RESERVE BANK OF INDIA, PAD (1 Branches)SBM BANK MAURITIUS LTD (1 Branches)RABOBANK INTERNATIONAL (1 Branches)THE MEHSANA CO-OP BANK (1 Branches)THE AP MAHESH CO-OP BANK LTD (1 Branches)THE BANK OF NOVA SCOTIA (1 Branches)WESTPAC BANKING CORPORATION (1 Branches)UNITED OVERSEAS BANK LTD (1 Branches)VASAI VIKAS SAHAKARI BANK LTD (1 Branches)STATE BANK OF INDIA (1 Branches)STATE BANK OF INDIA (1 Branches)STATE BANK OF INDIA (1 Branches)FIRSTRAND BANK LTD (1 Branches)NATIONAL AUSTRALIA BANK LTD (1 Branches)NATIONAL BANK OF ABU DHABI PJSC (1 Branches)NUTAN NAGARIK SAHAKARI BANK LTD (1 Branches)B N P PARIBAS (1 Branches)BANK INTERNASIONAL INDONESIA (1 Branches)SHINHAN BANK (1 Branches)ABU DHABI COMMERCIAL BANK (1 Branches)COMMONWEALTH BANK OF AUSTRALIA (1 Branches)CREDIT SUISEE AG (1 Branches)DHANALAXMI BANK (1 Branches)BANK OF TOKYO MITSUBISHI LTD (1 Branches)CITI BANK (1 Branches)BHARATIYA MAHILA BANK LTD (1 Branches)
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