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TATA Capital Home Loan in Raipur

Interest Rate starts from 9.25%

TATA Capital Home Loan Interest rates in Raipur

Please Find the Detailed TATA Capital Home Loan Interest Rates For Various Categories

TATA Capital Home Loan Floating interest Rates

Up To 30,000,0030,000,00 To 75,00,00075,00,000 Above
Salaried9.25%9.25%9.25%
Self Employed9.30%9.30%9.30%

Loan To Value (LTV) For TATA Capital Home Loan in Raipur

Please Find the Detailed Margin Money Details For TATA Capital Home Loan

Features of TATA Capital Home Loan Raipur

Type Features
Processing FeeUpto 1.0%
Pre Closure ChargesNil
Part Payment ChargesNil
Min Tenure1 Years
Max Tenure30 Years
Min Age21 Years
Max Age60 Years

TATA Capital Home Loan Raipur Charges

Type Charges
E M I Bounce Charges3% Per Month
Duplicate Statement ChargesNA
Insurance CoverNA
Inspection ChargesNA
Legal Opinion Valuation ChargesNA
Validity Of SanctionNA
Cheque Swapping ChargesAllowed
Bounce Cheque ChargesAllowed
Issue Duplicate Provisional Interest CertificateNA
Issue Duplicate Interest CertificateNA
Duplicate Balance CertificateNA
Issue Amortization Schedule DuplicateNA
Switch Variable To FixedNA
Switch Fixed To VariableNA
Photocopy DocumentsNA

Documentation For Home Loan

  • Filled Application form
  • Identity Proof (PAN CARD)
  • Address Proof
  • Latest 3 months Payslips
  • Job Continuity Proof
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Filled Application form
  • Identity Proof
  • Address Proof
  • Last 2 years Income Tax Returns
  • Professional/Self employed existence proof for more than 3 years
  • 2 Passport Size colour Photographs
  • Co-Applicant identity proof, Address Proof
  • Co-Applicant relationship Proof and Photograph
  • 6 months Bank Statements
  • 3 Post Dated Cheques/ECS Mandate
  • Property Related documents
  • Passport
  • Driving License
  • PAN card
  • Photo credit card (with embossed Signature and last two months statement)
  • Banker's sign verification
  • PAN Card
  • Passport
  • License
  • School leaving certificate
  • Voter card
  • Birth Certificate
  • LIC policy (only for age Proof)
  • Passport
  • Telephone bill (BSNL/MTNL)
  • Electricity bill
  • Title deed of property
  • Rental agreement
  • Driving license
  • Election ID card
  • Photo-credit card (with last two month statements)
  • Latest salary slip
  • Current dated salary Certificate with latest form 16.
  • Latest year IT Returns with Tax Audit reports(For Self Employed applicants)
  • Form 16
  • Relieving letter
  • Appointment Letter (for last two months)
  • Last 6 months of VAT/Service Tax returns (For Self Employed Applicants)
  • Bank statements of latest 2 months
  • 3 months bank passbook
  • Min of 15 years of Link documents of Property
  • Min 15 Years of Encumbrance Certificate (EC) of the property obtained from Govt. Authorities
  • Property Sanction plan
  • BRS/LRS copies (if required, any)

TATA Capital Home Loan FAQ's

What are the documents that I need to submit when I apply for a home loan?

"You need to submit any one document from each of the following categories: • Age Proof: Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, School Leaving Certificate. • Identity Proof: Passport, Driving License, PAN Card, Voter's ID. • Residence Address Proof: Utility Bill, Bank Statements, Property Registration Documents, Property Tax Receipt, Voter's ID. • Office Address Proof: Employee ID Card/Appointment Letter/Letter from employer on office letterhead. • Income Proof for Salaried Individuals: Last three months's salary slip and appointment letter/yearly increment letter and certified true copy of Form 16. • Income Proof for Self-employed Individuals: Last 2 years of IT returns with supportive documents, Business profile on letter head, Registration certificate for business commencement. • Income Proof for NRIs: Pay slips of last 6 months along with employment stability documents such as appointment letter/previous employment history. • Bank Statements for Salaried Individuals: Bank statement for the last 6 months from the salary A/C. • Bank Statements for Self-employed Individuals: Operative current account statement for 6 months, also, if any, CC/OD facilities taken corresponding bank statements for 6 months to be submitted. • Bank Statements for NRI Applicants: Overseas salary account for 6 months and Indian NRE/ NRO account statements for 6 months to be provided. • Credit Report for NRI: NRI applicants have to submit Credit Report of their current country of residence where ever it is applicable as per Tata Capital norms. • Details of Existing Loan: Existing loan details should be provided through bank statements. • Processing Fee Cheque: To be issued from the salary account for Salaried customer or the business Account in case of Self Employed customer. • Only Aadhaar card is an added one for KYC document. "

What is the maximum loan amount I can avail?

Rs.10 Cr is the maximum loan amount you can apply for. However, there is an overall cap that the loan amount cannot exceed 80% of the market value of the property in consideration.

Who can be my co-applicants for the Home Loan?

You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan and we shall consider his / her income to enhance your loan eligibility.

Why should I take a loan from Tata Capital?

"The advantages of taking a home loan from Tata Capital are: As per the directive, the revised LTV norms would be : Loans <= 20-lacs : LTV to be <= 90% of the Market Value Loans > 20-lacs <= 75-lacs : LTV to be <= 80% of the Market Value Loan > 75-lacs : LTV to be <=75% of the Market Value Loan To Value: • Maximum Tenure: 20 years subject to your retirement age. • Applicant and Co-Applicant to your Loan: Proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. • Other Features: Excellent property advisory team, Wide range of options designed to meet your specific needs, transparent terms and conditions, competitive interest rates, doorstep service. "

Will Tata Capital refund my application fee?

The initial fee of Rs. 5,700 ( or Rs.11,400 if the loan amount is more than Rs.1 Cr) that we collect from you is non-refundable as the same goes towards recovering the expenditure relating to processing the loan application.

How long does it take to get my home loan sanctioned?

Our Turnaround Time (TAT) will vary with the complexity of your case, your cooperation in disclosing all your financial obligations and income sources as well as your financial profile. We have a dedicated team of Credit Managers who strive to deliver a decent TAT. Normally, after your file is handed over to us, we give you a confirmation by the issue of a SANCTION LETTER within 4-5 days, if you are a Salaried Employee, or 7-8 days, if you are Self-employed.

What are my options for repayment?

Tata Capital accept PDCs (Post Dated Cheques) as well as ECS (Electronic Clearance Service) facility, where the Equated Monthly Installments (EMIs) are periodically debited from your account with your consent.

Can I avail a Fixed Rate Home Loan instead of a Floating Rate?

You may avail a Fixed Rate Home Loan or Home Equity Loan for the initial term of 3 years, which may get converted into Floating Rates at the end of 3 years.

If my property is under construction, and I have not taken full disbursal, what options do I have regarding my EMI payments?

As per your under-construction contract, you will be required to take the disbursal in tranches (i.e. as and when the builder demands funds on completion of specified slabs of the building). Simple Interest on your tranche payments, for up to two years, is chargeable on a monthly basis till the property reaches a specified stage as agreed upon between the parties. On completion of this stage, the regular EMI option is activated.

Can I make part prepayments on my home loan account?

"• You can make a prepayment of up to 25% of your loan amount, without incurring any prepayment charges. • If the prepayment amount exceeds 25% of your total loan amount, then you'll be charged 2% of the outstanding loan amount. "

What is the maximum period allowed for repayment of the home loan?

Maximum of 20 years, subject to retirement age of the borrower or 65 years in the case of self-employed applicant.

After how many days of sanction is the loan disbursed and, what is the procedure of disbursement for outright purchase of house and for construction of house?

Loan is disbursed in full for outright purchase of ready-to-occupy property, as soon as all the formalities are completed and the sanction conditions are met. For under-construction project, the disbursements will be in installments, based on the construction stage/level.

What extra benefits are available to a home loan borrower?

Income tax benefits and insurance benefits (if opted for).

Why is the rate of interest higher in loan against property as compared to home loans?

Home loans are meant for the special purpose of providing housing facility to individuals at affordable costs. Whereas in case of loan against property, funds are raised for business/personal purpose, generally targeted at business expansion/infusion of working capital in the current business or to meet personal requirements.

What is the process of reducing my loan tenure in case of any rate hike?

"You could reduce your loan tenure by: 1. Increasing your EMI 2. Making a part pre-payment of your loan, or 3. a combination of these two To reduce your loan tenure, please visit the nearest loan serving branch After the change in EMI, you must submit New ECS (Electronic clearance service) mandate/Post Dated Cheques (PDCs) with the updated amount. "

What is the amount of application/processing fee that I have to pay?

"To cover up for certain fixed legal and technical verification costs through qualified and impaneled agencies; we charge you a processing fee. While the processing fee for a home loan may vary, it will not exceed 0.50% of the total loan amount. "

What is the arrangement of Life Insurance facility to secure my home loan?

"Tata Capital offers a Credit Cover for life, for your benefit. In the event of an eventuality, the insurer will clear the loan outstanding or the amount insured in favor of Tata Capital and upon clearance of the principal outstanding, the original property document will be handed over to your nominee. However, this credit cover is dependent on an authentic Declaration of Good Health from you. Please read the Terms and Conditions before signing the insurance documents. "

What could be/are the reasons for change in Rate of Interest (RoI) on my home loan?

Your home loan rate could change in multiple scenarios like revision in the Prime Lending Rate of the company, your rate being shifted from a fixed rate to a floating rate upon maturity of the fixed term of the loan as agreed at the time of loan disbursal, switch of RoI on request and upon submission of switch fees, to avail of a discount over the Prime Lending Rate.

About TATA Capital

"Tata Capital PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,700 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa and the Middle East.

Tata Capital Bank is India's largest international bank with 99 branches in 42 cities, and this bank is been operating in India since 1858 In 1858, it opened its first branches in Calcutta, Bombay and Shanghai. Tata Capital Bank is offering Credit Cards, Accounts & Deposits, Personal Loans, Against Securities, Against Term Deposits, Home Loan, Balance Transfer, Loan against Property.

Tata Capital bank is Home Saver is a unique home loan that enables you to pay your home loan in half the time, at half the cost. A linked Transaction Account will be associated with your Home Loan. The surplus money in your Linked Transaction Account will be used to offset the principal of your home loan, which will result in faster closure of your loan. Effectively, interest will be paid only on the difference between the outstanding loan amount and your surplus funds."

TATA Capital Highlights

Best Foreign Bank 2012 - Bloomberg Financial Leadership Awards
Financial Advisor of the Year Award 2012 - UTI CNBC
Best Private Bank in India by the Asian Private Banker at the Awards for Distinction 2012.
Asia Cup - official partner of the bi-annual cricket tournament
The Economic Times Awards for Corporate Excellence - title sponsor from 2012 to 2016
Liverpool Football Club - our four year sponsorship started in June 2012.

Home Loan Can Be Used For Many Purposes Like Below

For Construction of a New House

For Purchase of Dream Home

For Interiors of Home

Purchase of Open Land

To Buy an Apartment

Home Renovation

To Purchase a New Villa

Construction of Commercial Building

Why Home Loans?

Most of the families prefer to have their own house whether big or small. There is a significant difference staying in a self owned house than in a rented shelter. House is the most costly asset owned by middle and upper middle class families and it has emotional value. Affording own house with actual money is not always possible. Even though a person has stable income, years of savings are required to own a house in this current market. A Home loan answers the problems of those people who are willing to have their own home but do not have sufficient money to do that. You can now own your dream home by availing Home loan.

Home loan is normally for purchase of a new House/ Flat/Plot or renovation/ renewing of existing residential or commercial properties. Home loans are provided by Banks and registered finance companies. In Indian market there are several Banks/ HFCs providing Home loans at competitive interest rates. Home loan is always secured against the property that you buy. In case you are unable to repay the loan amount the lending bank will have right to take possession of the home.

In case of a Home loan entire lump sum amount will be sanctioned and disbursed initially based on the credit worthiness. You can plan your housing loan repayment tenure varying from 10-30 years and is repayable in form of EMIs. The rate of interest applicable is linked with Bank's base rate. You have a option to chose floating interest rate or fixed interest rate for the loan amount. For those who want the EMI amount to be fixed and are intending to plan their payments accordingly can opt for fixed interest rate. Those who are ready to take minimal risk and intend to avail the advantage in the long run can avail floating rate of interest. Floating rate of interest is more beneficial in the long run.

Expert Advice

Best Practices for Home Loan

Buyer has to ensure sufficient due diligence before finalizing the property. Certain aspects like builder credibility, availability of required approvals, and legal clearance of property to be checked before buying a property. Though it costs little extra it is advisable to get the assistance of experts for buying a property. This will help in avoiding costly mistakes.
Calculate and plan the total expenditure involved in purchasing a property. Apart from the cost of the property there are other related expenses like stamp duty, loan application charges, processing fee, valuation fee, legal fee etc which need to be meet from own funds of the buyer. Property buyer to invest around 20-25% of the total cost apart from loan. It is to be ensured that sufficient cash reserves are available to meet these expenses.
Based on your earning and repaying capacity decide the home loan amount to be taken. The various factors to be taken into consideration include your income, fixed obligations, remaining work experience, future growth prospects, future expenses like children education, marriage etc, other source of income, job related risks etc. This thorough analysis will help in taking right decision. This will help in not making a mistake of taking small loan when your income supports higher loan and taking high loan when your income do not support a huge amount.
Improve your credit history. Clearing of all overdue before applying for home loan will helps to improve the credit score. It is to be noted that your loans will not go into 30-60 or 90 days delinquency which reduce the credit score. Loan dues to be paid before the credit card payments which have higher impact on the credit score then the credit card payment. Prioritize the payments.
Do hold all the documentation required for processing the loan in originals and copies. This will help in easy verification of documents and fast processing. Any change in the employment, changes in pay structure etc during the loan process to be intimated to the concerned officer who helps in avoiding disconnect.
Save the best possible amount from your income. This will help you in having the large down payment. During the tenure of loansave the income, which can be used for prepay of principal amount. Ensure that there are no prepayment charges before making prepayment.

Things not to do for Home Loan

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan. Any additional loan taken will reduce your Home Loan eligibility.
Do not be very optimistic about your future income and make a choice of high loan amount. This will increase your worries and you make feel unsecured.
Do not change your employer without knowing the impact on the approval of your Home loan.
Do not get into a contract with emotions, do proper research before taking a property and ensure it is right fit for you.
Do not jump into a conclusion, do the required homework before applying for home loan.
Do not forget to read the small print, ensure to read all the terms and conditions before signing the agreements.
Do not forget to make the payment of instalments. Ensure sufficient balance in the account to meet the EMI on a monthly basis.
Do not apply for a home loan only just you have eligibility. First select the property get the technical and legal cleared then go for the home loan. In case if you have applied for a home loan and it is sanctioned based on your income, subsequently property is not eligible under Bank norms you will end up losing the processing fee.

Interest Rates

1) Credit/CIBIL History:
If you have good credit/CIBIL record then banks will definitely award you with a better rate of interest. This means that if you have taken a loan previously and managed to pay it off without defaulting then you will have a high credit/CIBIL score. Apart from the loan the banks also take into account payment of your credit card bill record.
2) Nature of Employment:
The nature of your job also plays a crucial role in determining the interest rate. Banks have different checks in place if you are a salaried individual vis-à-vis a self employed person. So if you are working with a reputed organization then banks will be able to extend a cheaper rate of interest. But if you are working with an organization that is not very well known then a higher rate will be charged. In case you have your own business then banks will give you a loan even if you are in an advanced age. On the other hand in case you are a salaried employee then a loan will not be extended if you are nearing the age of retirement.
3) Bank-Customer relationship:
If you approach the bank where you already have a bank account and you are a valued customer then banks may give you certain leeway. This mean you can negotiate with the bank for a cheaper interest rate. Most banks agree to give a concession of 0.5-1% on the interest rate.

So next time you go around shopping for a Home loan, remember that these three points will affect the amount that the bank sanctions and the interest rate that it is levied. In the next article we will cover more points that affect interest rates on Home loan. So stay tuned!

Other Benefits

1) Tax Benefits:

As per Income Tax Act 1961, under section 80C, Principal repayment up to Rs. 100000 on your home loan taken for purchase or construction of a residential home property is eligible for deduction from gross salary on a annual basis.

As per Income Tax Act 1961, under section 24, Interest on home loan to an extent of Rs. 150000 P.A is allowed as expenditure under the head “Income from House Property”.

In case home loan is take by two or more jointly then under sec 80C deduction is allowed on proportionate basis.

2) Tips for Home Loan:

To increase the loan eligibility go for a joint loan. Combine your income with that your spouse or your parents.

Loans must not be taken for holidays, investing in stocks, weddings, buying expensive gadgets etc.

In case of Bad credit score take a short term loan (6 months) and repay it promptly and improve your score then.

Have the property insurance and buy loan protector life insurance for unexpected future risks.

Do not avail any short term loans like vehicle loans, Home Loans, credit cards before going for a home loan.  Any additional loan taken will reduce your Home Loan eligibility.

Facts about Home Loans

The Banks/Financial Institutes takes care about the following, when you apply for a Home Loan.

A) Earnings & repayment capacity

The Banks/Financial Institutes have their own norms and hence there will be difference in the loan amounts sanctioned to you by different the Banks/Financial Institutes. The main focus of the Banks is on your repayment capacity. They analyze how comfortably you will be able to pay the EMIs throughout the tenure of the loan. This analysis is done based on the ratios like Fixed obligation to Income ratio (FOIR) and Installment to income ratio (IIR).

These ratios are expressed in percentage. FOIR includes all your fixed obligations including EMIs on your existing loans. IIR indicates the percentage of monthly home loan installment of the total income. These two ratios may vary based on actual salary details, years of experience, stability of income, professional qualification, future career growth prospects etc.

B) Property legal and technical clearance:

Banks will not finance all properties. Banks look into various aspects like type of property, locality, Builder etc. They have certain type of properties and localities classified as negative. Therefore before finalizing a property one has to check whether the property is eligible for funding. Though it costs you little extra it is always better to check the legal and technical aspects before buying a property. Banks normally have loan to value (LTV) of 70-85% of value/ cost of the property considering type of property.

Apart from the above two mentioned parameters there is one additional and most important thing the Bank looks into is Credit history. Willingness to repay can be understood from ones past credit history and banking track.

Before selecting the Bank the following are the few points to be understood. All these will help you in selecting a right home loan lender for purchasing your dream home.

1. What is the Loan amount which the Bank is willing to extend based on FOIR?
2. What is Loan to value of the property?
3. What is the EMI amount and repayment tenure allowed?
4. What are the prevailing Interest rates and what is offered to you?
5. What are the other charges involved like processing fee, administrative fees, legal & technical fee, prepayment penalties, stamping charges, annual maintenance charges, insurance policy etc?
NOTE: Last but not least do not forget that any default in payment of home loan installments is more costly than your regular rent payments. Any such default will affect your Credit history badly and you have to bear high penalty for the same.

Home Loan Vs Mortgage Loans

Home Loans Mortgage Loan
Home loan can be availed for own/purchase of new property (Home or Flat). Mortgage loans will be provided based on already owned property.
Under Home Loan, loan can be availed only for purchase of new property. There is no restriction on mortgage loan usage. It can be used for any purpose.
Housing Loan will be provided for max of 25 years, some banks can extend it to 30 years also. Mortgage loans will be restricted to max of 10 years of term, which will be varying from bank to bank in India.
Home Loans interest will be as low as 9.95% to max of 11.5%, these interest rates will be subject to change as per market condition. Interest rate will be very from 12% to max of 15% based on the bank to bank. Generally mortgage loans will be fixed interest loans.
Home Loan customers can be eligible for Income tax deduction of Rs 1.00 lakh on housing loan interest under section 80EE. This would be in addition to the existing tax benefit of Rs 1.5 lakh under section 24, only if the value of the property purchased should not exceed Rs 40 lakh. Also, it could result in maximum savings of Rs 30,000-31,000. If the money received from a mortgage loan is used for business purposes, the interest can be claimed as an expense on the balance sheet of the business. However, if an individual is using it for personal end use, like marriage or medical expenses, the interest is not tax deductible as per income tax guidelines.
Loan can be availed up to max of Rs. 1.0 Cr under home loan, for real estate project funding it can be up to Rs. 20.0 based on the bank risk appetite. Mortgage Loans can be avail up to Rs. 15.0 cr based on the type of property and its usage and value of property and eligibility of applicants as per banks norms.
There is no prepayment penalty for the housing loan customers, when the loan will be cleared by the own funds. There will be pre payment changes will be applicable for mortgage loans. This will be vary from 1% to 3% as per bank internal guidelines.
Part pre Payments will be allowed in Housing Loans. There were no part prepayment will be allowed for Mortgage loans.
Housing Loan can be availed with joint eligibility by Husband and wife or blood relatives. Mortgage loans also avail with the joint eligibility as company and director or blood relatives.
You can avail max of 80% of the property value as a home loan as per your eligibility criteria. In Mortgage Loan max of 65% property value can avail as a Loan based on the type of property.
You can avail a top loan facility on your home loan. Top up facility will be vary from bank to bank internal guidelines.

About Raipur

Raipur is a city in the Raipur district of the Indian state of Chhattisgarh. It is the capital city of the state of Chhattisgarh and is the administrative headquarters of Raipur district. It is also the largest city in Chhattisgarh. It was formerly a part of Madhya Pradesh before the state of Chhattisgarh was formed on 1 November 2000. Naya Raipur is the upcoming business hub in Chhattisgarh promoted by the state government.Raipur has been in existence since the 9th century; the old site and ruins of the fort can be seen in the southern part of the city. Raipur district is important historically and as a point of interest archaeologically. It is believed that King Ramachandra established the city of Raipur and subsequently made it the capital of his kingdom.

Another story about Raipur is that King Ramachandra's son Brahmdeo Rai had established Raipur. His capital was Khalwatika (now Khallari). This region had become the domain of Bhosle kings after Amarsingh Deo's death. With the death of Raghuji III, the territory was assumed by the British government from Bhonsla'a of Nagpur and Chhattisgarh was declared a separate division, the Chhattisgarh Division of the Central Provinces, with its headquarters at Raipur in 1852. At the time of the independence of India Raipur district was included in the Central Provinces and Berar.

Other Cities Loan Offers

Places To Be Visited In Raipur

Mahant Ghasidas Memorial Museum

    This museum is located near the D K Hospital in Raipur and was established by Raja Mahant Ghasidas of Rajnandgaon in the year1875. The museum has two floors featuring five galleries and features different sections including archaeology, anthropology and natural history. Besides, it also displays crafts, jewelry, paintings and terracotta belonging to tribal culture. The museum also has an interesting library.

Doodhadhari Monastery and Temple

    The temple located in the southern region of Raipur. An ancient river called Maharajbandh flows by this landmark. This ancient temple was built by King Jaitsingh in mid-17th century and dedicated to Lord Rama. The temple feature stunning murals. There is also a monastery that was named after Swami Balbhadra Das who survived only on 'Doodh' (milk) as his food. You can also find the memorials of the ex- Mahants (ministers) here.

Mahamaya Temple

    Located in the old fort area of Raipur on the banks of the river Khaaroon, this temple is a must visit for the pilgrims. It is dedicated to Mahamaya - a revered Hindu goddess believed to be a blend of the powers of Vishnu and Shiva. Durga and Mahishasura Mardini or Jagdambe are the other names by which this popular deity is known as.

Budhapara Lake

    It is a magnificent lake and is also one of the prime tourist attractions in Raipur. The lake was built by the Kalchuri emperor King Brahmadeo around 1402 AD.

Vivekananda ashram

    It is an important place of tourist interest for those who seek spiritual enlightenment and is a branch of the mission inaugurated by Swami Vivekananda in the year 1897. The organization works on the principles of ideologies that are based on renunciation and self-emancipation and attempts to achieve the overall well being of the world.

Shaheed Smarak Complex

    It is a remarkably conceptualized structure designed by the architect Prasanna Kothari that should not be missed out on a tour to Raipur. It is a memorial dedicated to the Indian freedom fighters that consists of a massive auditorium, library, museum and an art gallery.

Total Number Of Branches In Raipur (550)

STATE BANK OF INDIA (83 Branches)DENA BANK (36 Branches)PUNJAB NATIONAL BANK (31 Branches)IDBI BANK (28 Branches)BANK OF BARODA (26 Branches)CENTRAL BANK OF INDIA (25 Branches)HDFC BANK (22 Branches)CANARA BANK (22 Branches)UNION BANK OF INDIA (21 Branches)AXIS BANK (20 Branches)BANK OF INDIA (17 Branches)ALLAHABAD BANK (17 Branches)INDUSIND BANK (16 Branches)INDIAN OVERSEAS BANK (15 Branches)ICICI BANK LTD (14 Branches)ORIENTAL BANK OF COMMERCE (14 Branches)UCO BANK (14 Branches)UNITED BANK OF INDIA (11 Branches)VIJAYA BANK (9 Branches)YES BANK (9 Branches)ANDHRA BANK (9 Branches)BANK OF MAHARASHTRA (7 Branches)BANDHAN BANK LTD (7 Branches)CORPORATION BANK (7 Branches)SYNDICATE BANK (7 Branches)INDIAN BANK (6 Branches)KOTAK MAHINDRA BANK LTD (6 Branches)ALLAHABAD BANK (3 Branches)STATE BANK OF TRAVANCORE (2 Branches)STATE BANK OF BIKANER & JAIPUR (2 Branches)UNION BANK OF INDIA (2 Branches)PUNJAB & SIND BANK (2 Branches)STATE BANK OF BIKANER & JAIPUR (2 Branches)KARNATAKA BANK LTD (2 Branches)DCB BANK LTD (2 Branches)FEDERAL BANK (2 Branches)BHARATIYA MAHILA BANK LTD (2 Branches)UNION BANK OF INDIA (2 Branches)ORIENTAL BANK OF COMMERCE (1 Branches)CITY UNION BANK LTD (1 Branches)LAKSHMI VILAS BANK (1 Branches)RBL BANK LTD (1 Branches)RESERVE BANK OF INDIA (1 Branches)SOUTH INDIAN BANK (1 Branches)ING VYSYA BANK (1 Branches)JAMMU & KASHMIR BANK LTD (1 Branches)HSBC BANK (1 Branches)STATE BANK OF HYDERABAD (1 Branches)TAMILNAD MERCANTILE BANK LTD (1 Branches)STATE BANK OF PATIALA (1 Branches)CITY UNION BANK LTD (1 Branches)SYNDICATE BANK (1 Branches)PUNJAB NATIONAL BANK (1 Branches)STATE BANK OF INDIA (1 Branches)PUNJAB & SIND BANK (1 Branches)STATE BANK OF INDIA (1 Branches)UCO BANK (1 Branches)CANARA BANK (1 Branches)ICICI BANK LTD (1 Branches)PUNJAB NATIONAL BANK (1 Branches)UCO BANK (1 Branches)UNITED BANK OF INDIA (1 Branches)YES BANK (1 Branches)UCO BANK (1 Branches)STATE BANK OF INDIA (1 Branches)BANK OF BARODA (1 Branches)
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08-04-2019, 11:56
State Bank of India offers linking PAN and Aadhaar to SBI account online
State Bank of India enables its customers to add their PAN (Permanent Account Number) and Aadhaar account number and Aadhaar details to their bank accounts through its internet ban ...
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02-04-2019, 15:01
Fixed Deposit interest rates to the tune of 5.75-6.85 percent to the general public and to senior citizens across three categories
State Bank of India pays fixed deposit interest rates to the tune of 5.75-6.85 percent to the general public and to senior citizens across three categories.
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01-04-2019, 14:51
State Bank of India levies a fine of Rs 5-15 from savings account holders failing to maintain the required balance
State Bank of India charges a penalty amount ranging from Rs 5 to 15 (Excluding GST) from savings bank account holders failing to maintain the specified balance.
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18-03-2019, 12:06
State Bank of India Cash Withdrawal Limits
State Bank of India ATMs enable customers to withdrawal up to a daily limit of Rs 40,000. This limit is applicable on Classic Debit card. Higher value cards permit daily withdrawal ...
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